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Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012
0

Sallie Mae world MasterCard

Got approved for above card w CL of 6,200. I think they pull TU in NY.

 

Avg : 7.5 yrs

CK TU: 751

Utilitiy: 7%

 

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Sallie Mae world MasterCard

Grats!
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Sallie Mae world MasterCard


HankNY wrote:

Got approved for above card w CL of 6,200. I think they pull TU in NY.

 

Avg : 7.5 yrs

CK TU: 751

Utilitiy: 7%

 


CONGRATS!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Sallie Mae world MasterCard

Congrats!  What attracted you to the card?

Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012
0

Re: Sallie Mae world MasterCard

 5% on gas, groceries (including Walmart & Target ) & Amazon. 25 redemption.  Also I did BT on my penfed rewards (18 month promotion) and did not want to be charged interest for my daily balances on regular purchases. Plus Rumors abt its rewards down grade. I also  have BCP with which I am going to buy visa GC for using it to load my Blue Bird account to pay rent, which I will be using it till its limit of 6000. So this cards helps me to fill gaps in my portfolio.

 

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Sallie Mae world MasterCard

Just so u know.... Theres a higher risk for having your Amex accounts closed for abusing reloads. There's been quite a number of cases of this happening. Head over to the other forums and you can read more about what happened
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012
0

Re: Sallie Mae world MasterCard

I am going to do 500 a month. Plus It is not illiegal as far as I know but thank for the heads up.

Super Contributor
enharu
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Sallie Mae world MasterCard

It's not illegal, just frowned upon by banks. Your best method is to charge different amounts each month as well so they don't see a pattern, especially transactions that is exactly 504.95 ($500 card + 4.95 fee)
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
HankNY
Posts: 73
Registered: ‎06-18-2012
0

Re: Sallie Mae world MasterCard

Enharu, Thanks for the tip. I would be mindful and play around with  the denomination. I have been using Vanilla to reload with my US Cash (2.5 drugstore) till now.
Established Member
coolbrad
Posts: 21
Registered: ‎04-02-2013
0

Re: Sallie Mae world MasterCard

I have been itching for months to to apply for this card.

Discover IT (June 2010, 2k) // Chase Freedom (Sept 2011, 2k) // Dell Finance (April 2012, 2k) // Chase Amazon (May 2012, 1k) // American Eagle (Aug 2012, 4k) // Kohl's (Sept 2012, 600) // Sallie Mae MC (May 2013, 4.4k)

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