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Sam's Club Discover approval

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youngandcreditwrthy
Senior Contributor

Re: Sam's Club Discover approval

Walmart store card does work at Sam's... Ive used it their for 'scripts.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 34
maiden_girl
Valued Contributor

Re: Sam's Club Discover approval


@youngandcreditwrthy wrote:
Walmart store card does work at Sam's... Ive used it their for 'scripts.

I KNEW IT! LOL!

 

As of 2017, rebuilding...
Message 12 of 34
7PM789
Frequent Contributor

Re: Sam's Club Discover approval

Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 13 of 34
youngandcreditwrthy
Senior Contributor

Re: Sam's Club Discover approval

I'd do it... They grow with you like no other!! Plus the backdoor for cli number is easy to fine.

Now if you have high util and more than5-10 inqs in two years, I'd be careful!

Clearly your score is ideal... When I worked at JCP, the highest initial CL was $2000. Jcp is backed by GECRB, which I would deem to operate similarly to Sam's Club since it's the same bank....
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 34
youngandcreditwrthy
Senior Contributor

Re: Sam's Club Discover approval

Find*
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 34
7PM789
Frequent Contributor

Re: Sam's Club Discover approval

I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 16 of 34
maiden_girl
Valued Contributor

Re: Sam's Club Discover approval


@7PM789 wrote:
I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?

I believe they pull TU.

 

As of 2017, rebuilding...
Message 17 of 34
7PM789
Frequent Contributor

Re: Sam's Club Discover approval

One last question, does this card report to all 3 bureaus? I would prefer to avoid cards that don't.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 18 of 34
maiden_girl
Valued Contributor

Re: Sam's Club Discover approval

They should...I don't know any credit cards that don't report to all 3...

As of 2017, rebuilding...
Message 19 of 34
snowkitty
Established Contributor

Re: Sam's Club Discover approval


@7PM789 wrote:
Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?

Thanks!!  I did not get a 0% interest on the card itself like I did with my real discover. It is only on certain purchases that I saw on the website. I just checked and they pulled my TU.

 

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 20 of 34
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