Reply
Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Sam's Club Discover approval


youngandcreditwrthy wrote:
Well.... I think people who shop at Sam's typically spend more... Maybe that's why...or maybe you credit shot up in that time frame...

 

 

I do spend alot more there. My families prescriptions are there and they are so expensive I have to go in on a weekly basis to get them. When I applied for the sams card, it was through my account that shows my membership number so maybe they see what I spend on a monthly basis. Also, I have the wal-mart and amazon card through them and have paid in pull about 10 days after each purchase. I assume when any GE account pulls up, they all do?

 

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Established Member
sk8rmom56
Posts: 21
Registered: ‎05-10-2008
0

Re: Sam's Club Discover approval

I got this card last November, just a shot in the dark,and was approved for $6200. use it fairly often, good for gas. recently got a $1100 cli-didn't ask for it . Just showed up. it is a pretty good card ,especially if you are going to get a big ticket item- has the 0% intrest  deal for that.

Frequent Contributor
Mellon
Posts: 341
Registered: ‎08-31-2007
0

Re: Sam's Club Discover approval

Congrats!!

| NFCU Cashrewards $14,000 | NFCU Platinum $12,000 | NFCU Navchk $10,000 | Amex BCE $3,000 | Amex HHonors $1,700 | Chase Freedom $3,300 | Chase Sapphire Preferred $5,000 | BOA 3-2-1 $5,000 | Barclays Apple $4,450 | CapOne Quicksilver $1,000 | OCCU Beaver $5,000 | CITI Diamond Preferred $2,500| Citi TYP $5,000 | GTE FCU $3,000 | | Discover IT $3,500 | Walmart Discover $8,000 | NCSECU $750 | NASA FCU $2,000| Chase Slate $4,000 | Barclays Reward MC $1,500| Best Buy $3,000 | Wells Fargo $3,000 | Chase Amazon $3,000
Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
0

Re: Sam's Club Discover approval

Congrats!  Nice approval!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012
0

Re: Sam's Club Discover approval

I'm thinking maybe I should try to go for the Discover?? I mean I do have a Discover More and my Wally Discover will hopefully come sometime this month, so why would Sams not approve me? Hmmmm

EX -682
EQ -658
TU -663
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Sam's Club Discover approval

Congrats

Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Sam's Club Discover approval

@creditdreamera When I app'd online, it had me apply for the discover and if that was not approved, they would try for the storecard. When it was not instant, I called and she said I was approved for the discover ...so give it a try....it was only 1 pull
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Frequent Contributor
7PM789
Posts: 261
Registered: ‎08-20-2012
0

Re: Sam's Club Discover approval

Thank you for convincing me to go through with the Sam's club discover application. I went to my local store today and got a temporary limit of $3,000.00 which will be raised to $4,000.00 when I get my permanent card! and they gave me a voucher for $20.00 off a $50.00 purchase!
Amex B.C.E. - $2.5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover More - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k -
W.M.TU-776(Oct/14/) EQ-726(July/12) EX-782(Oct/14)
Audi, Vide, Tace. . .


Established Contributor
snowkitty
Posts: 985
Registered: ‎09-10-2012
0

Re: Sam's Club Discover approval

Congrats 7PM789!! That's a great starting limit! I don't have the guts to apply face to face....lol
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Regular Contributor
Dishpro
Posts: 116
Registered: ‎06-10-2012
0

Re: Sam's Club Discover approval

Is this a store card or can it be used anywhere Discover is accepted? Also which CRA did they use for the credit check?
 

Starting Score:
585
Current Score: FICO TU 725 FICO EQ 735 EX 754
Goal Score: 850


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}