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Established Contributor
snowkitty
Posts: 659
Registered: ‎09-10-2012

Re: Sam's Club Discover approval


youngandcreditwrthy wrote:
Well.... I think people who shop at Sam's typically spend more... Maybe that's why...or maybe you credit shot up in that time frame...

 

 

I do spend alot more there. My families prescriptions are there and they are so expensive I have to go in on a weekly basis to get them. When I applied for the sams card, it was through my account that shows my membership number so maybe they see what I spend on a monthly basis. Also, I have the wal-mart and amazon card through them and have paid in pull about 10 days after each purchase. I assume when any GE account pulls up, they all do?

 

TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

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Established Member
sk8rmom56
Posts: 17
Registered: ‎05-10-2008

Re: Sam's Club Discover approval

I got this card last November, just a shot in the dark,and was approved for $6200. use it fairly often, good for gas. recently got a $1100 cli-didn't ask for it . Just showed up. it is a pretty good card ,especially if you are going to get a big ticket item- has the 0% intrest  deal for that.

Regular Contributor
Mellon
Posts: 179
Registered: ‎08-31-2007

Re: Sam's Club Discover approval

Congrats!!

Moderator
webhopper
Posts: 7,051
Registered: ‎09-16-2011

Re: Sam's Club Discover approval

Congrats!  Nice approval!


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New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012

Re: Sam's Club Discover approval

I'm thinking maybe I should try to go for the Discover?? I mean I do have a Discover More and my Wally Discover will hopefully come sometime this month, so why would Sams not approve me? Hmmmm

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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Sam's Club Discover approval

Congrats

Established Contributor
snowkitty
Posts: 659
Registered: ‎09-10-2012

Re: Sam's Club Discover approval

@creditdreamera When I app'd online, it had me apply for the discover and if that was not approved, they would try for the storecard. When it was not instant, I called and she said I was approved for the discover ...so give it a try....it was only 1 pull
TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

*You can find me in the garden.....app free since 3/21/13*
Regular Contributor
7PM789
Posts: 187
Registered: ‎08-20-2012

Re: Sam's Club Discover approval

Thank you for convincing me to go through with the Sam's club discover application. I went to my local store today and got a temporary limit of $3,000.00 which will be raised to $4,000.00 when I get my permanent card! and they gave me a voucher for $20.00 off a $50.00 purchase!
Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $10k - Walmart Discover - $5.4k -
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Established Contributor
snowkitty
Posts: 659
Registered: ‎09-10-2012

Re: Sam's Club Discover approval

Congrats 7PM789!! That's a great starting limit! I don't have the guts to apply face to face....lol
TU Fico 714 | Sesame 738 | Credit Karma 762 | Wal-Mart FICO 723 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 5.5k | Citi Diamond Preferred 8k | Bofa Visa 500 | Discover More 3k | Wal-Mart 2.5k | Amazon 5k | Old Navy 1050 | Shell 1200 | BP 400 | VS 500 | Sam's Discover 3.5k | FNBO Amex 6k | Chase Freedom 1k | Home Depot 3k | Brylane Homes 600 | BML 1820

*You can find me in the garden.....app free since 3/21/13*
Regular Contributor
Dishpro
Posts: 115
Registered: ‎06-10-2012

Re: Sam's Club Discover approval

Is this a store card or can it be used anywhere Discover is accepted? Also which CRA did they use for the credit check?
 

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