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Sam's Club Discover approval

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snowkitty
Established Contributor

Re: Sam's Club Discover approval


@youngandcreditwrthy wrote:
Well.... I think people who shop at Sam's typically spend more... Maybe that's why...or maybe you credit shot up in that time frame...

 

 

I do spend alot more there. My families prescriptions are there and they are so expensive I have to go in on a weekly basis to get them. When I applied for the sams card, it was through my account that shows my membership number so maybe they see what I spend on a monthly basis. Also, I have the wal-mart and amazon card through them and have paid in pull about 10 days after each purchase. I assume when any GE account pulls up, they all do?

 

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 21 of 34
sk8rmom56
Established Member

Re: Sam's Club Discover approval

I got this card last November, just a shot in the dark,and was approved for $6200. use it fairly often, good for gas. recently got a $1100 cli-didn't ask for it . Just showed up. it is a pretty good card ,especially if you are going to get a big ticket item- has the 0% intrest  deal for that.

Message 22 of 34
Mellon
Established Contributor

Re: Sam's Club Discover approval

Congrats!!

Message 23 of 34
webhopper
Moderator Emeritus

Re: Sam's Club Discover approval

Congrats!  Nice approval!

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 24 of 34
Anonymous
Not applicable

Re: Sam's Club Discover approval

I'm thinking maybe I should try to go for the Discover?? I mean I do have a Discover More and my Wally Discover will hopefully come sometime this month, so why would Sams not approve me? Hmmmm

Message 25 of 34
Cadillac-XTS
Established Contributor

Re: Sam's Club Discover approval

Congrats

Message 26 of 34
snowkitty
Established Contributor

Re: Sam's Club Discover approval

@creditdreamera When I app'd online, it had me apply for the discover and if that was not approved, they would try for the storecard. When it was not instant, I called and she said I was approved for the discover ...so give it a try....it was only 1 pull
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 27 of 34
7PM789
Frequent Contributor

Re: Sam's Club Discover approval

Thank you for convincing me to go through with the Sam's club discover application. I went to my local store today and got a temporary limit of $3,000.00 which will be raised to $4,000.00 when I get my permanent card! and they gave me a voucher for $20.00 off a $50.00 purchase!
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 28 of 34
snowkitty
Established Contributor

Re: Sam's Club Discover approval

Congrats 7PM789!! That's a great starting limit! I don't have the guts to apply face to face....lol
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 29 of 34
Dishpro
Regular Contributor

Re: Sam's Club Discover approval

Is this a store card or can it be used anywhere Discover is accepted? Also which CRA did they use for the credit check?
 

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Message 30 of 34
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