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Sam's Club Discover preapproved at register

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09Lexie
Moderator Emerita

Re: Sam's Club Discover preapproved at register

My DH was just offered a pre-approval and before he could get home the HP was on his TU. I noticed they SPd him a month earlier.
Message 11 of 19
Bluedog23
Regular Contributor

Re: Sam's Club Discover preapproved at register

Huh! Guess YMMV is the rule of the day in the crazy world of credit.
EX 805 FICO, EQ Fico 762; TU. 768Discover)
Message 12 of 19
09Lexie
Moderator Emerita

Re: Sam's Club Discover preapproved at register

Exactly...I mean it was within 2-3 days of him accepting the offer.
Message 13 of 19
Scuba
Frequent Contributor

Re: Sam's Club Discover preapproved at register

Do you get the free on they TU FICO with the SAMs Club Card?
Message 14 of 19
09Lexie
Moderator Emerita

Re: Sam's Club Discover preapproved at register

Message 15 of 19
BearsAndTurtlesRtheBest
Senior Contributor

Re: Sam's Club Discover preapproved at register

Excellent! Are you a Advantage or Advantage PLUS member? You'll be receiving this design which is the new one. Congrats!!

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 16 of 19
BearsAndTurtlesRtheBest
Senior Contributor

Re: Sam's Club Discover preapproved at register

Sucks that Sams CC doesnt come with a free TU FICO Score.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 17 of 19
wreith
Frequent Contributor

Re: Sam's Club Discover preapproved at register

I'm just a regular member and no new alerts yet.  They did ask if I wanted to upgrade my membership, but I don't really need it.  I have my temp card, should be getting the new one in about a week they said.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 18 of 19
boomhower
Valued Contributor

Re: Sam's Club Discover preapproved at register


@BearsAndTurtlesRtheBest wrote:

Sucks that Sams CC doesnt come with a free TU FICO Score.


Yep, that's why I went with the Walmart version.  To get more than the 1% back your would with most cards you have to be an advantage member and spent over $5k.  But you only get .50% on the first $3k and 1% on the next $2k.  You can do the math but the amount to get more than 1% on average is going to be staggering. 

Message 19 of 19
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