Pre-approval at checkout
Today, I was in Sams Club and during checkout the lady said I received a slip with my receipt saying I was preapproved for the Sam Club MC. It gave me my cl and terms of deal. I asked the lady is this guaranteed or just a sales gimmick and she said it is real and that all I had to do was take it to customer service and get my card. Well I went to CS and they asked for my ssn and income and one minute later Approved for the MC version. I was adamant in telling them that I did not want a Sams Club store card and she assured me that it was the MC. Received temporary mc instantly and went shopping early with my Sams Card. 5% back on gas is the best out there from what I can see, also 3% at restaurants isn't bad, and 1% everything else. My TU is 767. EXP 775 and EQ 748. FICO. 16% UTIL. Mortgage, auto, installment, 11 cc'd with $25 highest limit, no lates, no baddies. Had 4 inquiries on TU, now 5 inquiries. Off to the garden. Good Luck
@FinStar wrote:
@steelers1 wrote:5% for gas purches and 3% dining out and travel
It seems like a strong cash back card to me.
Yes indeed.
Everyone's goals are different Mr. 2011
Besides, aspiring for a higher scores isn't that bad at all.
+1
I was approved this week for the Sam's Club MC with a myFico TU score of 727. SL $1,800. I called Credit Solutions shortly after and asked for $10k. They approved it! Very excited to be receiving this card! 
Hope that info helps.