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Sam's to Switch to Mastercard from Discover

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BearsAndTurtlesRtheBest
Senior Contributor

Re: Sam's to Switch to Mastercard from Discover

The cash back is very lame  for sams IMO so hopefully the rewards imporve altho not expecting something big since it is still a co-branded card.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 31 of 37
Anonymous
Not applicable

Re: Sam's to Switch to Mastercard from Discover

SunriseEarth - Yeah ... exactly what happened to me. Essentially they wrote over the previous credit card record in the bureau.
Message 32 of 37
ways2go
Frequent Contributor

Re: Sam's to Switch to Mastercard from Discover

With them moving to MC,   are we sure there is going to be any rewards with it?  I'm just assuming,  since the Walmart Discover is branded with Discover, the 1% back was because of it being a discover.

Message 33 of 37
Kenny
Moderator Emeritus

Re: Sam's to Switch to Mastercard from Discover


@ways2go wrote:

With them moving to MC,   are we sure there is going to be any rewards with it?  I'm just assuming,  since the Walmart Discover is branded with Discover, the 1% back was because of it being a discover.


But it wasn't 1% either.. the cash back was based on tiers.. it was/is the WORST cash back "discover" ever. 

Message 34 of 37
SunriseEarth
Moderator Emeritus

Re: Sam's to Switch to Mastercard from Discover


@KennyRS wrote:

@ways2go wrote:

With them moving to MC,   are we sure there is going to be any rewards with it?  I'm just assuming,  since the Walmart Discover is branded with Discover, the 1% back was because of it being a discover.


But it wasn't 1% either.. the cash back was based on tiers.. it was/is the WORST cash back "discover" ever. 


The Wally Discover was basically the Discover More without the bonus categories.  So no, not a great cashback card.   However, if they created some sort of rewards system like the Gap/ON/BR cards, that could be worthwhile, at least for store purchases. 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 35 of 37
JediNeo
Frequent Contributor

Re: Sam's to Switch to Mastercard from Discover

Hopefully Walmart keeps the special financing options and expands it to the online store as well. I don't particularly like how it's setup for in store purchases only.

NFCU Cash Rewards | CSP | Freedom Unlimited | WalMart MC | Target Red MC | Citi Costco | AMEX BCE
Message 36 of 37
hilarybanks
Valued Member

Re: Sam's to Switch to Mastercard from Discover

This is slightly disappointing. When I got the Discover upgrade, I was happy to finally have a Discover card...

Barclay Visa Fin $1500 | Wal-Mart Discover $2000 | AmEx BCE $3000 | Target $3000 | Slate Visa $4800 | Hyatt Visa $5000

Last App: 3/16/2014 (Current FICO 740 per 4/07/14 Barclay FICO)
Message 37 of 37
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