10-08-2012 09:00 AM
Well this isn't how I wanted to start my monday I got an e-mail from Sam's Credit Card services saying that my application has been denied, not becausse of credit scores, or too many inquiries, but because "Prior application submitted too recently" They must be talking about my Sam's Club membership?? Because I signed up for it and apped for the CC soon after.
This is too odd.... and the dang card already posted on my EX report.
10-08-2012 10:27 AM
If you can't get in touch with someone that can help, go to the club. The service desk can call right in to underwriting and you can speak with someone who can fix it.
I had issues when I applied because the employee screwed the application up, but they were able to call in and hand me the phone and everything was sorted out. Then they asked me to pass the phone back, had the employee refresh her screen, and it was showing how it was supposed to and now approved.
10-08-2012 11:31 AM
Yeah this has all the earmarks of a clerical error. Someone pushes the wrong button or a database procedure is poorly written, and suddenly you have duplicate application records.
Call them and calmly explain your situation, and I am sure they will sort you out.
10-08-2012 11:36 AM
+1 Contact them, get it cleared up. I bet you get the card.
10-08-2012 12:33 PM
10-08-2012 02:41 PM
Keep us updated but def call them
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.