Reply
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012

Sams Club: Approved instantly, but now denied?

Well this isn't how I wanted to start my monday :smileymad: I got an e-mail from Sam's Credit Card services saying that my application has been denied, not becausse of credit scores, or too many inquiries, but because "Prior application submitted too recently" They must be talking about my Sam's Club membership?? Because I signed up for it and apped for the CC soon after.

 

This is too odd.... and the dang card already posted on my EX report. :smileymad:

EX -682
EQ -658
TU -663
Mega Contributor
LS2982
Posts: 14,509
Registered: ‎04-09-2011

Re: Sams Club: Approved instantly, but now denied?

You need to call in, you should still get the card.



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
New Contributor
creditdreamera
Posts: 65
Registered: ‎09-22-2012

Re: Sams Club: Approved instantly, but now denied?

I definitely will be calling them.

EX -682
EQ -658
TU -663
Regular Contributor
bostonte
Posts: 225
Registered: ‎10-04-2009

Re: Sams Club: Approved instantly, but now denied?

If you can't get in touch with someone that can help, go to the club. The service desk can call right in to underwriting and you can speak with someone who can fix it.

 

I had issues when I applied because the employee screwed the application up, but they were able to call in and hand me the phone and everything was sorted out. Then they asked me to pass the phone back, had the employee refresh her screen, and it was showing how it was supposed to and now approved.

Contributor
TheConductor
Posts: 227
Registered: ‎07-24-2012

Re: Sams Club: Approved instantly, but now denied?

Yeah this has all the earmarks of a clerical error.  Someone pushes the wrong button or a database procedure is poorly written, and suddenly you have duplicate application records.

 

Call them and calmly explain your situation, and I am sure they will sort you out.

Starting: EQ 626 (myFICO 7/22/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12) Current: EQ 665 (myFICO 2/13/12), EX 690 (CreditSesame FAKO 1/6/13) , TU 681 (WalMart 2/4/13) Goal: 700+ x3
My Wallet: Amex Zync NPSL (hidden limit > 10k), Barclaycard Apple V $2000, Walmart (Store) $900, BoA Cash Rewards V $500, CreditOne Platinum V $600, Best Buy Rewards MC $500, Chase Freedom V $400
Dream Wallet: Amex BCP, Citi Dividend Platinum V , Chase Freedom MC, Chase Sapphire Preferred V, BoA Privileges Cash Rewards VS, UPromise MC, US Bank Cash+ VS, Amex ZYNC, Amex SPG, Amex Platinum, Andrews FCU Global V
Moderator
Shogun
Posts: 7,375
Registered: ‎04-15-2011

Re: Sams Club: Approved instantly, but now denied?

+1  Contact them, get it cleared up.  I bet you get the card.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
migliogiorni
Posts: 589
Registered: ‎06-27-2012

Re: Sams Club: Approved instantly, but now denied?

 

+1

Dallas Cowboys Fan :smileyvery-happy:
CSP: 5k
Wally: 5k
BofA: 4.9k
Chase: 4k
Citi: 3.5k
JCP: 2.4k
DFS: 2k
Discover: 1.25 k
Valued Contributor
youngandcreditwrthy
Posts: 3,786
Registered: ‎08-16-2012

Re: Sams Club: Approved instantly, but now denied?

The Customer Service person might have hit submit twice... OooOoo hope you didn't get two hps!! You better make sure!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
nicholasyud
Posts: 1,600
Registered: ‎08-13-2012

Re: Sams Club: Approved instantly, but now denied?

Keep us updated but def call them


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+