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New Contributor
Posts: 65
Registered: ‎09-22-2012
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Sams Club: Approved instantly, but now denied?

Well this isn't how I wanted to start my monday :smileymad: I got an e-mail from Sam's Credit Card services saying that my application has been denied, not becausse of credit scores, or too many inquiries, but because "Prior application submitted too recently" They must be talking about my Sam's Club membership?? Because I signed up for it and apped for the CC soon after.

 

This is too odd.... and the dang card already posted on my EX report. :smileymad:

EX -682
EQ -658
TU -663
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Sams Club: Approved instantly, but now denied?

You need to call in, you should still get the card.



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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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New Contributor
Posts: 65
Registered: ‎09-22-2012
0

Re: Sams Club: Approved instantly, but now denied?

I definitely will be calling them.

EX -682
EQ -658
TU -663
Frequent Contributor
Posts: 266
Registered: ‎10-04-2009
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Re: Sams Club: Approved instantly, but now denied?

If you can't get in touch with someone that can help, go to the club. The service desk can call right in to underwriting and you can speak with someone who can fix it.

 

I had issues when I applied because the employee screwed the application up, but they were able to call in and hand me the phone and everything was sorted out. Then they asked me to pass the phone back, had the employee refresh her screen, and it was showing how it was supposed to and now approved.

Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
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Re: Sams Club: Approved instantly, but now denied?

Yeah this has all the earmarks of a clerical error.  Someone pushes the wrong button or a database procedure is poorly written, and suddenly you have duplicate application records.

 

Call them and calmly explain your situation, and I am sure they will sort you out.

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Posts: 12,952
Registered: ‎04-15-2011
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Re: Sams Club: Approved instantly, but now denied?

+1  Contact them, get it cleared up.  I bet you get the card.


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Established Contributor
Posts: 657
Registered: ‎06-27-2012
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Re: Sams Club: Approved instantly, but now denied?

 

+1

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Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: Sams Club: Approved instantly, but now denied?

The Customer Service person might have hit submit twice... OooOoo hope you didn't get two hps!! You better make sure!
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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: Sams Club: Approved instantly, but now denied?

Keep us updated but def call them


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