Reply
Regular Contributor
Posts: 159
Registered: ‎03-02-2008
0

Sams Club Discover Card

why is it so hard to get a Sams Club Discover card i have applied twice and got denied??
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Sams Club Discover Card

I just got approved for this last Sunday with a TU of 643 and CL of 4.2k. What is your TU?
Here we go again...
Valued Member
Posts: 40
Registered: ‎04-27-2007
0

Re: Sams Club Discover Card

Fretless,
 
what part of the country are you in? I'm in Ohio and I'm not certain who they pull from.
 
 
 
 
 
 
 
 
 
 
 
3/3/08 TU 653 EQ 628 EX 673
Regular Contributor
Posts: 159
Registered: ‎03-02-2008
0

Re: Sams Club Discover Card

my TU is 666
Regular Contributor
Posts: 159
Registered: ‎03-02-2008
0

Re: Sams Club Discover Card

im in michigan
Frequent Contributor
Posts: 341
Registered: ‎04-17-2007
0

Re: Sams Club Discover Card

:smileymad: My TU 700+ they turn me down 2 time , reason applied too many card in 3 month .
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Sams Club Discover Card

I'm in Virginia. That card is issued by GEMB and from what I hear they are pretty notorious for pulling TU.

Do you have low util?
Here we go again...
Frequent Contributor
Posts: 341
Registered: ‎04-17-2007
0

Re: Sams Club Discover Card

l LIVE IN VA . ALL MY CC VERY LOW UTIL . ALWAY PAID BEFOR CLOSING DAY . AND LEAVE $5 LELF IN BALANCE LET THEM REPORT . I DON'T REALLY NEEDS CARD , BUT I JUST WANT TO HAVE DISCOVER IN MY CR .
 
I HAVE : AMEX ( BLUE ) $5 = 5K
             : AMEX ( BLUE ) $5 = 2500
           : HOOTER            $5= 5K
           : BB STORE   $1300=2K ( I DIDN'T PAY OFF BECAUSE IT HAVE 0% FOR 6 MONTHS )
            : CCCU                0 = 1 K
           : CAPITALONE     0= 1 K ( JUST CLOSE B/C DON'T GIVE ME CL )
 
 
NOW I CARRY OUT ONLY AMEX 5K AND HOOTER .
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Sams Club Discover Card

I'm pretty sure I had 5 inqs on TU when I applied.
Here we go again...
Regular Contributor
Posts: 269
Registered: ‎09-14-2007
0

Re: Sams Club Discover Card

My boss LOATHES the Sam's Discover card!:smileyvery-happy:  She says she was going thru a financial crisis with the IRS (nuff said!) and fell behind and Discover reps called her non-stop, usually at dinnertime and they were rude.   She ended up doing credit counseling (wasting her money, to me), and finally paid them off and swears she will never have another Discover card.
 
She says she still has nightmares about playing her voice messages and hearing, "This is Mrs. Aguilar from Discover regarding your Sam's Club account".  :smileyvery-happy:

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.