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Sams Club Discover Card

Regular Contributor

Sams Club Discover Card

why is it so hard to get a Sams Club Discover card i have applied twice and got denied??
Message 1 of 29
28 REPLIES
Senior Contributor

Re: Sams Club Discover Card

I just got approved for this last Sunday with a TU of 643 and CL of 4.2k. What is your TU?
Here we go again...
Message 2 of 29
Valued Member

Re: Sams Club Discover Card

Fretless,
 
what part of the country are you in? I'm in Ohio and I'm not certain who they pull from.
 
 
 
 
 
 
 
 
 
 
 
3/3/08 TU 653 EQ 628 EX 673
Message 3 of 29
Regular Contributor

Re: Sams Club Discover Card

my TU is 666
Message 4 of 29
Regular Contributor

Re: Sams Club Discover Card

im in michigan
Message 5 of 29
Frequent Contributor

Re: Sams Club Discover Card

Smiley Mad My TU 700+ they turn me down 2 time , reason applied too many card in 3 month .
Message 6 of 29
Senior Contributor

Re: Sams Club Discover Card

I'm in Virginia. That card is issued by GEMB and from what I hear they are pretty notorious for pulling TU.

Do you have low util?
Here we go again...
Message 7 of 29
Frequent Contributor

Re: Sams Club Discover Card

l LIVE IN VA . ALL MY CC VERY LOW UTIL . ALWAY PAID BEFOR CLOSING DAY . AND LEAVE $5 LELF IN BALANCE LET THEM REPORT . I DON'T REALLY NEEDS CARD , BUT I JUST WANT TO HAVE DISCOVER IN MY CR .
 
I HAVE : AMEX ( BLUE ) $5 = 5K
             : AMEX ( BLUE ) $5 = 2500
           : HOOTER            $5= 5K
           : BB STORE   $1300=2K ( I DIDN'T PAY OFF BECAUSE IT HAVE 0% FOR 6 MONTHS )
            : CCCU                0 = 1 K
           : CAPITALONE     0= 1 K ( JUST CLOSE B/C DON'T GIVE ME CL )
 
 
NOW I CARRY OUT ONLY AMEX 5K AND HOOTER .
Message 8 of 29
Senior Contributor

Re: Sams Club Discover Card

I'm pretty sure I had 5 inqs on TU when I applied.
Here we go again...
Message 9 of 29
Regular Contributor

Re: Sams Club Discover Card

My boss LOATHES the Sam's Discover card!Smiley Very Happy  She says she was going thru a financial crisis with the IRS (nuff said!) and fell behind and Discover reps called her non-stop, usually at dinnertime and they were rude.   She ended up doing credit counseling (wasting her money, to me), and finally paid them off and swears she will never have another Discover card.
 
She says she still has nightmares about playing her voice messages and hearing, "This is Mrs. Aguilar from Discover regarding your Sam's Club account".  Smiley Very Happy
Message 10 of 29