04-02-2013 09:30 PM
I don't know that I would agree that it would be difficult to get a top-tier prime card with little credit. I got my Escape by Discover with about 20K in student loans owing, a 2K limit Macys card, a $2500 line of credit with Dell and a couple of other cards with limits totalling about $1600. I may be wrong, but those aren't exactly stellar, and Discover approved me.
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