Sapphire v. Cash+

[Drew]

Which one do you guys think offers a better return as far as restaurants/fast food places go?

[Involver]

Moving forward I would lean towards CSP as you can get a higher redemption value for your 2X UR points than the 2% cash back you'd get from Cash+.

[Dw4250]

Cash + by a mile, although rumor has it 5% restaurant category is going away. So that would change the equation.

[Drew]

Wait, wait, wait.  The caveat is not the Preferred card, but the the regular Sapphire.

[uswala]

Cash+ will now give you only 2% on resturants. Fast foods can still earn 5%. Cash+ will make sense if you are too much into Fast Foods. Else Chase AARP is a better choice which gives you 3% on resturants and fast foods alike.

[uswala]

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@Dw4250 wrote:
Cash + by a mile, although rumor has it 5% restaurant category is going away. So that would change the equation.

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It is not a rumor anymore. It is gone. They have now replaced it with Clothing Stores.

[Dw4250]

Cash + is a far superior credit product to the regular sapphire...

[Dw4250]

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@uswala wrote:

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@Dw4250 wrote:
Cash + by a mile, although rumor has it 5% restaurant category is going away. So that would change the equation.

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It is not a rumor anymore. It is gone. They have now replaced it with Clothing Stores.

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That stinks but I  cannot say I am surprised 

[Drew]

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@uswala wrote:

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@Dw4250 wrote:
Cash + by a mile, although rumor has it 5% restaurant category is going away. So that would change the equation.

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It is not a rumor anymore. It is gone. They have now replaced it with Clothing Stores.

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Seems like the 5% on fast food is still intact though.

[uswala]

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@Drew wrote:

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Seems like the 5% on fast food is still intact though.

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Yes it is.