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Mega Contributor
Creditaddict
Posts: 18,804
Registered: ‎10-23-2007

Re: Save score or money

1.  Well you have a 744 Score if that's up to date so I don't know why you would be very concerned about score unless you are trying to close on a mortgage.

2.  How much are we talking on original purchase, because that 6 months is accrued.... but this Fab. BT is it free transfer or 3,4%? That could take away savings.

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Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: Save score or money

@ca,

It's a no fee BT.

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Established Contributor
emptypockets
Posts: 952
Registered: ‎02-03-2009

Re: Save score or money


Walt_K wrote:

The answer is always money.  The only time the answer is score is if you have an application like an auto loan or mortgage coming up where you need extra points to get a better rate.  And you want that better rate to save money, so the answer is still money.


+1

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Senior Contributor
drkaje
Posts: 3,482
Registered: ‎07-25-2008

Re: Save score or money

Short term, 6 to 8 months, I'd be better positioned for a CLI if willing to suck it up in the BillMeLater account.

No mortgage but do need a car within 2 months.

Starting Score: 675
Current Score: EX ? FICO, EQ 708 FICO
Goal Score: 776 FICO


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