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Mega Contributor
Creditaddict
Posts: 19,564
Registered: ‎10-23-2007
0

Re: Save score or money

1.  Well you have a 744 Score if that's up to date so I don't know why you would be very concerned about score unless you are trying to close on a mortgage.

2.  How much are we talking on original purchase, because that 6 months is accrued.... but this Fab. BT is it free transfer or 3,4%? That could take away savings.

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
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Senior Contributor
drkaje
Posts: 3,488
Registered: ‎07-25-2008
0

Re: Save score or money

@ca,

It's a no fee BT.

Starting Score: 675
Current Score: EX 754 FICO, EQ 737FICO
Goal Score: 776 FICO


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Established Contributor
emptypockets
Posts: 973
Registered: ‎02-03-2009
0

Re: Save score or money


Walt_K wrote:

The answer is always money.  The only time the answer is score is if you have an application like an auto loan or mortgage coming up where you need extra points to get a better rate.  And you want that better rate to save money, so the answer is still money.


+1

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Senior Contributor
drkaje
Posts: 3,488
Registered: ‎07-25-2008
0

Re: Save score or money

Short term, 6 to 8 months, I'd be better positioned for a CLI if willing to suck it up in the BillMeLater account.

No mortgage but do need a car within 2 months.

Starting Score: 675
Current Score: EX 754 FICO, EQ 737FICO
Goal Score: 776 FICO


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