Reply
Established Contributor
Posts: 569
Registered: ‎02-11-2013
0

Scared To Call....

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 

$30,500$18,500NPSL$15,000$10,000$25,000$32,000
Frequent Contributor
Posts: 378
Registered: ‎03-31-2012
0

Re: Scared To Call....

call in, I am sure they just want to clarify some points. 

 

Worst that can happen is they say no.

Regular Contributor
Posts: 230
Registered: ‎11-05-2011
0

Re: Scared To Call....

yea i got that same message a few years back i called and they approved me for a plan b card with a limit of 1940

Highlighted
Valued Contributor
Posts: 1,171
Registered: ‎05-17-2010
0

Re: Scared To Call....


RSCo wrote:

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 


Call them...if you're at a 703, you should be approved.  

FICO Scores Updated 06/15 EQ08 754 EX08 751 TU08 836
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Scared To Call....

Sometimes they need to verify some info. Hope you get it, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Senior Contributor
Posts: 6,277
Registered: ‎08-16-2012
0

Re: Scared To Call....

Prob just verification!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 258
Registered: ‎06-10-2012
0

Re: Scared To Call....

They're probably just confused about why a person with a FICO over 700 would be applying for a crappy subprime card!

Seriously, barring something strange, there's no way you're getting rejected for this card.

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Frequent Contributor
Posts: 317
Registered: ‎02-01-2013
0

Re: Scared To Call....

I applied for them about two years ago and was declined but had an AMEX and applied for a BofA Cash Rewards and was approved. Now I have a CSP. Weird.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Valued Contributor
Posts: 2,691
Registered: ‎09-26-2011
0

Re: Scared To Call....


RSCo wrote:

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 


Dude.  Really?

 

If they're going to say no, they'd have said no.   Asking you to call them is about verification...probably of your identity.

 

If you DONT call them, they'll assume it wasn't you applying and will deny the application.

Current Scores: EX: 615, TU08: 639, EQ: 607. 04/01/2015.

Zero percent financing is where the devil lives...
Regular Contributor
Posts: 266
Registered: ‎09-05-2012
0

Re: Scared To Call....

Call them.

 

They're probably going to ask you 4 questions.

 

Have you ever had a mortgage and what was the amount?

 

Which of these cities have you lived in?

 

Do you like almonds or peanuts?

 

Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)

 

 




Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.