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Frequent Contributor
RSCo
Posts: 472
Registered: ‎02-11-2013
0

Scared To Call....

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 

Citi Hilton Honors: $25,000 -- Amex PRG: $NPSL -- Citi TY Premier World: $9,880 -- NWFCU: $7,500 -- Citi Home Depot: $7,000 -- Citi AAdvantage Platinum Visa Sig: $5,000 -- Visa Black Card: $5,000 -- Discover IT: $5,000 -- AmexTrueEarnings: $5,000 -- Amex Gold Delta: $4,500 -- Pottery Barn: $4,000 -- Ethan AllenGE: $4000 -- Chase Slate: $2,500 -- CapOne Platinum: $2,500 -- CapOne Platinum: $2,500 -- AmazonGE: $2,200 -- Barclays BJs: $1,800 -- WalmartGE: $1,500 -- PenFed LOC: $500
Frequent Contributor
pdog661
Posts: 377
Registered: ‎03-31-2012
0

Re: Scared To Call....

call in, I am sure they just want to clarify some points. 

 

Worst that can happen is they say no.

Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: Scared To Call....

yea i got that same message a few years back i called and they approved me for a plan b card with a limit of 1940

Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: Scared To Call....


RSCo wrote:

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 


Call them...if you're at a 703, you should be approved.  

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Scared To Call....

Sometimes they need to verify some info. Hope you get it, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Scared To Call....

Prob just verification!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
LionLaw
Posts: 258
Registered: ‎06-10-2012
0

Re: Scared To Call....

They're probably just confused about why a person with a FICO over 700 would be applying for a crappy subprime card!

Seriously, barring something strange, there's no way you're getting rejected for this card.

Starting Score: 617 (EQ 6/10/12)
Current Score (8/28/13): EQ: 691 EX: 706 TU: 700
Goal Score: 700

Discover it $4,500 (02/2001); Amex PRG (Backdated to 01/2006); Amex ZYNC (Backdated to 07/2006); Wells Fargo Cash Back Visa $5,500 (12/2011); Citi Diamond Preferred MC $2,000 (07/2012); B of A Cash Rewards Visa Signature $5,000 (02/2013)

Frequent Contributor
2011beginnings
Posts: 296
Registered: ‎02-01-2013
0

Re: Scared To Call....

I applied for them about two years ago and was declined but had an AMEX and applied for a BofA Cash Rewards and was approved. Now I have a CSP. Weird.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Valued Contributor
tcbofade
Posts: 2,314
Registered: ‎09-26-2011
0

Re: Scared To Call....


RSCo wrote:

Submitted a Best Buy / Cap One app and rather than the instant approval confirmation page, I got the "please call us" status.....   I'm scared to call in.. I hate rejection and I hate to even admit that too.. 


Dude.  Really?

 

If they're going to say no, they'd have said no.   Asking you to call them is about verification...probably of your identity.

 

If you DONT call them, they'll assume it wasn't you applying and will deny the application.



Current Scores: EX 671 (FCR) TU08: 638 Wally (TU08).10/11//14 Last app 05/29/2014.
Being held hostage in the garden until 01 November 2014.

Zero percent financing is where the devil lives...
Regular Contributor
Johnny_Favorite
Posts: 266
Registered: ‎09-05-2012
0

Re: Scared To Call....

Call them.

 

They're probably going to ask you 4 questions.

 

Have you ever had a mortgage and what was the amount?

 

Which of these cities have you lived in?

 

Do you like almonds or peanuts?

 

Basic questions to test your identity. If you pass, you'll come back with a nice fat approval (maybe, probably, who knows)

 

 





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