Score Card Rewards questions

samm90 · ‎12-04-2013

I want to open a cc with my local CU. All the cards come with the scorecardrewards program. Is it any good? Best one has an 8.9% apr. Any previous experience or advice about this is much appreciated.

Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.

jpparker07 · ‎12-04-2013

I have a CU credit card with Score Rewards as well. I'll put it politely. The bonus of these cards is the low APR. I have not seen any benefit of the rewards. The "store" looks like SkyMall.

Cards: AMEX BCE (2k), Barclay Arrival Mastercard (4.3K), Chase Freedom (1K), Discover It (1.3k), SECU (2K), CapOne Quicksilver (750)

Current Scores- Experian- 695, Equifax- 689, Transunion-680

Goal- 720 Across the Board

samm90 · ‎12-04-2013

Thanks. I wanted a card with the CU I use for my checking/savings, but I guess I will just try to find one with a even lower apr. DCU and their free FICO and barclays Ring will have a few months to battle it out for my low apr card unless there are any better suggestions.

What kinds of limits do barclays and DCU give on the aforementioned cards?

Discover Tu 730(2/14) DCU Eq 725(2/28)

Bouncing back from new accts and inqs. Hope to be back over 760 soon.