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Score for Apple Card

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CS800
Super Contributor

Re: Score for Apple Card

I lost 8 points on my TU this month so no app for me right now.

 

FOund out that TU98 factored my charge cards balances as part of my revolving, ,so that made my util go up by about 10% and my score dropped as a result Smiley Sad




Message 51 of 54
orl2185
Established Contributor

Re: Score for Apple Card

Barclays is very lenient providing that the IQs are a minimal

 

Itunes Visa 6k from 10-2008

Travelocity AMEX 5k from 12-2009

Apple Finance Visa 6K from 01-2011 from invitation.

 

Most I've ever owed 225.00

 

Key to them, very light usage. Gone tired of reading posts about having to use credit cards highly to obtain higher CL's... Nonsense, that only adds to lots more debt which totals to more headaches. Smiley Wink

Message 52 of 54
mamahearts
Frequent Contributor

Re: Score for Apple Card


@orl2185 wrote:

Barclays is very lenient providing that the IQs are a minimal

 

Itunes Visa 6k from 10-2008

Travelocity AMEX 5k from 12-2009

Apple Finance Visa 6K from 01-2011 from invitation.

 

Most I've ever owed 225.00

 

Key to them, very light usage. Gone tired of reading posts about having to use credit cards highly to obtain higher CL's... Nonsense, that only adds to lots more debt which totals to more headaches. Smiley Wink



Well I thought about it last night and decided to recon.  I called this morning and was approved for $2000 CL.   They only give you 30 days to make the first purchase for the special financing.  Not a lot of time but Christmas is coming.

myFICO starting TU 683 8/26/11
myFICO starting EQ 645 8/26/11
myFICO EQ 652 9/26
Message 53 of 54
mAndrew1980
Established Contributor

Re: Score for Apple Card

Great news! Congrats! If TU doesn't delete my GW'ed charge off soon, I'm gonna miss out.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 54 of 54
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