04-05-2013 01:50 PM
I wanted to apply for the no annual fee version of their revolver card. I own a small business but my score isn't that high (in high 600's).
I already have Chase SW & Freedom with $8,500 & $7,000 respectively. Since I got this higher limit on Freedom after recon, it seems like Chase has already extended their maximum limits to me (not sure though).
Does anyone know what minimum score is needed for this card & what are my approval odds. Here's how my profile looks like:
Oldest Account = 15 months
AAoA = 7 months
Utilization = 11%
I really wanted to take advantage of their 5X categories on utilities.
04-05-2013 01:59 PM
Not sure of score needed but by you having a history with chase already IMO your odds are pretty good...Good Luck
Your oldest account is quite young and that may hurt you, but this you have a relationship with them that will help.
IMO i'd wait until you have a year on both chase cards and give it a shot!!
04-05-2013 02:11 PM
you need 950 for inn card
No. Thats not even a FICO score.
04-05-2013 02:49 PM
04-05-2013 03:11 PM
04-05-2013 04:25 PM
I went a head & applied for the card online. Here's the meassage that I got:
Thank you for applying. Your application requires further review before making a decision.
Here's what you can expect:
Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.
If you are approved, you will receive your card and other important information in the mail.
Please do not resubmit this application
What should be my course of action now? Is there any specific number that I could call & know the status of my application or request for approval? There are multiple numbers given in the backdoor thread so I'm confused which one to call at.
I feel nervous as I've never been denied by chase in the past