cancel
Showing results for 
Search instead for 
Did you mean: 

Score needed for Chase Ink?

Regular Contributor

Score needed for Chase Ink?

I wanted to apply for the no annual fee version of their revolver card. I own a small business but my score isn't that high (in high 600's).

 

I already have Chase SW & Freedom with $8,500 & $7,000 respectively. Since I got this higher limit on Freedom after recon, it seems like Chase has already extended their maximum limits to me (not sure though).

 

Does anyone know what minimum score is needed for this card & what are my approval odds. Here's how my profile looks like:

 

Oldest Account = 15 months

AAoA = 7 months

Utilization = 11%

 

I really wanted to take advantage of their 5X categories on utilities.

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...
30 REPLIES
Super Contributor

Re: Score needed for Chase Ink?

Not sure of score needed but by you having a history with chase already IMO your odds are pretty good...Good Luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Member

Re: Score needed for Chase Ink?

you need   950 for inn card 

I'm not an American and i will never be
Mega Contributor

Re: Score needed for Chase Ink?


myjourney wrote:

Not sure of score needed but by you having a history with chase already IMO your odds are pretty good...Good Luck


Your oldest account is quite young and that may hurt you, but this you have a relationship with them that will help.

 

IMO i'd wait until you have a year on both chase cards and give it a shot!!




EQ FICO 548 3/3/16
Super Contributor

Re: Score needed for Chase Ink?


Tanyasf wrote:

you need   950 for inn card 


? 950

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Mega Contributor

Re: Score needed for Chase Ink?


Tanyasf wrote:

you need   950 for inn card 


No. Thats not even a FICO score.




EQ FICO 548 3/3/16
Moderator Emerita

Re: Score needed for Chase Ink?

Regular Contributor

Re: Score needed for Chase Ink?

We got one last one month with a 670, a Freedom/Sapphire with 2 year history.


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Frequent Contributor

Re: Score needed for Chase Ink?

I had to recon cards and limits and still got approved. I was just over 700 when approved for Ink. 10k Ink, 10k CSP, and 7.5k Freedom. My util was higher than yours. I'd say you have a fair shot.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Regular Contributor

Re: Score needed for Chase Ink?

I went a head & applied for the card online. Here's the meassage that I got:

 

Thank you for applying. Your application requires further review before making a decision.

Here's what you can expect:

Our goal is to notify you in writing within 10 days; however, in some circumstances it may take up to 30 days.

If you are approved, you will receive your card and other important information in the mail.

Please do not resubmit this application

 

What should be my course of action now? Is there any specific number that I could call & know the status of my application or request for approval? There are multiple numbers given in the backdoor thread so I'm confused which one to call at.

 

I feel nervous as I've never been denied by chase in the past Smiley Sad

Walmart Discover $10,000... Chase SW $8,500... Freedom $7,000... CSP $6,000... Amex Delta $3,000... Amex BCP $2,000... Local CU $1,500...