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Established Contributor
Posts: 825
Registered: ‎02-17-2011

Score needed for GE Visa, MC or Discover backed cards?

Anyone know what the minimum score is for a GE backed Visa, MC or Discover card?

Amex Delta Gold Skymiles $1000; Amex SPG $2000 Amex PRG NPSL, AMEX BCE 2k, Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K, Amazon Visa 3k, United Club Visa 12K, Discover $4K Gap Visa $7.5K; AEO Visa $6K Walmart MasterCard $6K Sam's Club Mastercard $9.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $8K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K, Total Rewards Visa 3k, Fuel Rewards MC 1k, CITI AA Gold WEMC 7k, Paypal Extras MC 5.6K
Established Member
Posts: 113
Registered: ‎12-04-2012

Re: Score needed for GE Visa, MC or Discover backed cards?

I believe mid to upper 600s would do although I am not very sure about the FAKO requirement.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Score needed for GE Visa, MC or Discover backed cards?

Got upgraded to wmt discover/br visa with two years of history w the store version and a 670+ FICO.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 2,310
Registered: ‎03-03-2008

Re: Score needed for GE Visa, MC or Discover backed cards?

I've had my GE backed Sam's card for several years and not gotten the offer yet for the Discover version.  I know my scores are well over 700 since my mortgage pulls 2 years ago or so.  I think there's more to it than just a minimum score.  Then again they did just give me a 5K CLI last month finally breaching from the bismal $700 limit they held me at.

If you're going to whine about it, then you need to do something about it!
If you play the odds on CC's then the rules of Vegas will come into play and the House always wins and you don't own the House go under checking / reward checking

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