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New Visitor
Posts: 755
Registered: ‎02-17-2011

Score needed for GE Visa, MC or Discover backed cards?

Anyone know what the minimum score is for a GE backed Visa, MC or Discover card?

Amex Delta Gold Skymiles $1000; Amex Hilton Honors $1000 Amex SPG $2000 Amex PRG NPSL Chase Freedom 3.5K Chase Southwest Premier Plus 16K Chase United Explorer 11K Chase Marriott 11K Chase IHG Club Select WMC 11K Discover $3K Gap Visa $5.5K; AEO Visa $5K Walmart MasterCard $5.3K Sam's Club Mastercard $8.5K Barclay's Rewards MC $5.4K Wells Fargo Rewards VISA $3K Barclays AA Silver Aviator MC $4K Priceline Visa 4K Venture $15K Venture One $10K Quicksilver Visa Siggy $5K
Established Member
Posts: 113
Registered: ‎12-04-2012

Re: Score needed for GE Visa, MC or Discover backed cards?

I believe mid to upper 600s would do although I am not very sure about the FAKO requirement.

Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012

Re: Score needed for GE Visa, MC or Discover backed cards?

Got upgraded to wmt discover/br visa with two years of history w the store version and a 670+ FICO.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Member
Posts: 359
Registered: ‎03-03-2008

Re: Score needed for GE Visa, MC or Discover backed cards?

I've had my GE backed Sam's card for several years and not gotten the offer yet for the Discover version.  I know my scores are well over 700 since my mortgage pulls 2 years ago or so.  I think there's more to it than just a minimum score.  Then again they did just give me a 5K CLI last month finally breaching from the bismal $700 limit they held me at.

7/27/2015 - Discover EX 744 / AMEX EX 742
4/16/2015 Mortgage pulls 719 EX / 729 TU / 703 EQ
Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
Scores by lender (Mortgage) 4/25/11: EQ 705 / EX 743 / TU 735

Combined CU CL's - 79K (lower rates / higher limits)
Combined Bank CL's - 32.5K (higher rates)

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