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Established Contributor
texasman07
Posts: 547
Registered: ‎02-17-2011
0

Score needed for GE Visa, MC or Discover backed cards?

Anyone know what the minimum score is for a GE backed Visa, MC or Discover card?

Amex Delta Gold $1000.00 CL; Discover $1000.00 CL; Gap Visa $4500.00 CL; AE Visa 4000.00 CL; Cap1 Quicksilver $2000.00; Walmart DISCOVER $4,000.00; Sam's Club Discover $8500.00; Barclay's Rewards MC $3300; CITIBank Dividend Platinum $300.00 CL; AMEX Green NPSL; Wells Fargo Rewards VISA $3,000.00 CL; Barclays US Airways Platinum MC $4000.00 CL; BOA Better Balance Rewards VIsa $1000.00 CL.

Established Member
Barris
Posts: 113
Registered: ‎12-04-2012
0

Re: Score needed for GE Visa, MC or Discover backed cards?

I believe mid to upper 600s would do although I am not very sure about the FAKO requirement.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Score needed for GE Visa, MC or Discover backed cards?

Got upgraded to wmt discover/br visa with two years of history w the store version and a 670+ FICO.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
austinguy907
Posts: 304
Registered: ‎03-03-2008
0

Re: Score needed for GE Visa, MC or Discover backed cards?

I've had my GE backed Sam's card for several years and not gotten the offer yet for the Discover version.  I know my scores are well over 700 since my mortgage pulls 2 years ago or so.  I think there's more to it than just a minimum score.  Then again they did just give me a 5K CLI last month finally breaching from the bismal $700 limit they held me at.

Scores by lender CLI requests 4/15/14: EQ 760 / TU 755 / EX
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Scores by lender 4/25/11: EQ 705 / EX 743 / TU 735
Mortgage closed 5/20/2011!

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