Scores are in

[Booner72]

My TUO8 from Walmart dropped twenty points bc I didn't get my statements to zero.   DANG IT!  Just read in Suze's book that the TU08 scores much harder on high credit card balances.    gggggrrrrr

[Trigga]

 I try and pay off my balances after every use , i like seeing 0 balance on statements to the bureaus !

[Guava]

Thanks for the notice otherwise it would've slipped from my mind. Jumped 12 points to 659!

[LS2982]

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@Booner72 wrote:

My TUO8 from Walmart dropped twenty points bc I didn't get my statements to zero.   DANG IT!  Just read in Suze's book that the TU08 scores much harder on high credit card balances.    gggggrrrrr

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Yea try having your EX report and TU FICO's 95 pts apart, I hate that!

[Booner72]

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@LS2982 wrote:

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@Booner72 wrote:

My TUO8 from Walmart dropped twenty points bc I didn't get my statements to zero.   DANG IT!  Just read in Suze's book that the TU08 scores much harder on high credit card balances.    gggggrrrrr

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Yea try having your EX report and TU FICO's 95 pts apart, I hate that!

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Oh but I almost do, my friend.  when they did my car loan in OCT, my EQ auto ehanced was 660 something and EX was 714.  It's bc of my AAoA.  EX has tons of student loans the other two dropped off.  It's taken me about 6 months to figure out WHY the big gap.  i thought it was bc a judgment was on EX.  But got the judgment removed and that wasn't the culprit.  I don't hate it - I just like to find lenders that use EX.  LUCKILY and by the graces of the Universe, the CU that loaned me the money went with my EX score even though they use EQ.   

You can also see the diff in my scores in my sig. from August.  Who knows what my EX score is right now, I'm guessing 700's?