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Scores for Chase Sapphire Preferred?

Established Contributor

Re: Scores for Chase Sapphire Preferred?

I just got my Marriott card about 6 weeks ago and I only got a single pull on EX. I had my SWA cards since Nov '13 and have used it heavily. Not sure how much difference that makes, but my EX was 676 on approval. There definitely doesn't seem to be much of a pattern here.

Message 41 of 44
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Valued Contributor

Re: Scores for Chase Sapphire Preferred?

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 8k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
Message 42 of 44
Established Contributor

Re: Scores for Chase Sapphire Preferred?


One7 wrote:

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!


I guess I shouldn't feel bad about my Hard Pulls. 2 for TU, 2 for EQ, 4 for EX

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
Message 43 of 44
Valued Contributor

Re: Scores for Chase Sapphire Preferred?

Not at all! You're sitting really good with what you have. I completely rebuilt my scores from nothing last year, I had no CCs before February of last year and now I have many. But now I have every one I want or need so I'll be gardening for the next couple years. The only card I want is an Amex charge card but I'll be waiting for that one until Jan of next year, it'll be my last app for a couple years. Believe it or not Amex is ten of those 25 EX INQs!  They absolutely hate me... I have only one Amex out of all of them....

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 5k | TJ Max 4k | Care 8k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////
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