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Scores for Chase Sapphire Preferred?

Established Contributor

Scores for Chase Sapphire Preferred?

Any general threshold? 700? 720? I know some of you thought I had good odds of getting approved but I'm just curious to see what score you guys got approved (or denied) for.

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43 REPLIES
Established Member

Re: Scores for Chase Sapphire Preferred?

They pulled both Experian and Equifax for me. I was at 740 on Equifax and 670 on Experian (In process of cleaning up credit, hence the vast difference in the two scores). I was approved for $8K. Salary is about $130K annually.

 

This was also my first Visa Signature type card (above 5K).

 

Hope that helps.

Gardening from 02/14/2014 - 07/01/2014

          $4500                 $6K                      $1K                   $2K                $5K                    $15K                  $7.5K
Frequent Contributor

Re: Scores for Chase Sapphire Preferred?


Shock wrote:

Any general threshold? 700? 720? I know some of you thought I had good odds of getting approved but I'm just curious to see what score you guys got approved (or deied) for.


Statistics from Credit Karma indicate the following information for cardholders (1706 sample size) successful in obtaining the Chase Sapphire Preferred card:

1.  Average Credit Score:  approx. 743 - 744

 

2.  Percent of Cardholders in Credit Score Range Groups:

     > 750              55%

 

     701 - 750     31%

 

     651 - 700     10%

 

     601 - 650      3%

 

     550 - 600     1%

 

Hope this helps!

FICO Score 8: EQ 815 EX 809 TU 814 **** FICO Bankcard 8: EQ 837 EX 826 TU 841 **** VantageScore 3.0: EQ 824 EX 823 TU 822
TOTAL CL (6 cards): $127.7K **** INQUIRIES 2 yrs (1 yr): EQ 0(0) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 800+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 16.2K || Discover it 10K **** CLOSED 7 cards **** GARDENING since 9-26-2014
Moderator

Re: Scores for Chase Sapphire Preferred?

680 or thereabouts.

 

I suspect if I had asked today at Chase I would've been pre-approved at a FICO of 670-680 for both '04 and '08 models, picked up a 5K business card on a pre-approval but admittedly I have been using Chase as my primary bank for the last nearly two years and at one point flirted with CPC minimum on deposit so that might have skewed things in my favor.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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New Contributor

Re: Scores for Chase Sapphire Preferred?

I was just approved two days ago, they pulled Equifax, score 704. I was approved for 12,500. 

In the garden, Sep 10, 2015.
Regular Contributor

Re: Scores for Chase Sapphire Preferred?

I was approved in October 2011 with a Fico of 680 at that time.  Transunion was pulled for me.  If you have an existing banking relationship with Chase at the time of applying, and are borderline, I've found that will help you plead your case via an analyst if initally denied.  Best of luck if you decide to apply!

Re: Scores for Chase Sapphire Preferred?

I was instantly approved for 5K and they pulled EQ which is currently 650 and 32 inquiries, 12 in the past 12 months.  I did have 10K plus with them already though with positive payment history.

Established Contributor

Re: Scores for Chase Sapphire Preferred?

This makes me wonder...they double pulled me (EX EQ) here in San Francisco on both my Amazon and Freedom. Mind you, my credit limits are much much better now than when I applied for the two. Is this their policy to double pull or will a better credit file only warrant one pull?

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Established Contributor

Re: Scores for Chase Sapphire Preferred?


Transmogrifying_Bee wrote:

Shock wrote:

Any general threshold? 700? 720? I know some of you thought I had good odds of getting approved but I'm just curious to see what score you guys got approved (or deied) for.


Statistics from Credit Karma indicate the following information for cardholders (1706 sample size) successful in obtaining the Chase Sapphire Preferred card:

1.  Average Credit Score:  approx. 743 - 744

 

2.  Percent of Cardholders in Credit Score Range Groups:

     > 750              55%

 

     701 - 750     31%

 

     651 - 700     10%

 

     601 - 650      3%

 

     550 - 600     1%

 

Hope this helps!


Helpful yes, but bad news for me! Haha. Honestly I don't know if I would trust CK stats, but as a very general guideline. They initially "recommended the Freedom" which subsequently led to a denial...

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Established Contributor

Re: Scores for Chase Sapphire Preferred?

Do you have any other existing Chase cards or banking accounts?

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