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Established Contributor
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Re: Scores for Chase Sapphire Preferred?


vpae wrote:

Shock wrote:

This makes me wonder...they double pulled me (EX EQ) here in San Francisco on both my Amazon and Freedom. Mind you, my credit limits are much much better now than when I applied for the two. Is this their policy to double pull or will a better credit file only warrant one pull?


I'm also in the bay area and Chase double puled EX/EQ for my CSP when I apped last year, I had myFico EX 817/ EQ 802. I apped a few days later for the Freedom and Chase double pulled EX/TU, myFico TU 776 (one account randomly comes and goes). I apped for the Hyatt 2 weeks ago and Chase double pulled EX/EQ myFico EX 767 / EQ 755.

 

My highest CL at the time of CSP was $10K, approved for $10K. Freedom approved for $13K. Hyatt was just approved for $10K.

 

I had a bit of a history with Chase in the past, so that may or may not warrant double pulls... I have no idea. But my scores, low util, no baddies, good size CLs, didn't seem to make a difference and still cost me 2 HP per app w/Chase.

 

Hope ths helps


Im in Portland and Chase double pulled my TU and EX for my recent Freedom Card

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $20k Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
Established Contributor
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Re: Scores for Chase Sapphire Preferred?


vpae wrote:

Shock wrote:

This makes me wonder...they double pulled me (EX EQ) here in San Francisco on both my Amazon and Freedom. Mind you, my credit limits are much much better now than when I applied for the two. Is this their policy to double pull or will a better credit file only warrant one pull?


I'm also in the bay area and Chase double puled EX/EQ for my CSP when I apped last year, I had myFico EX 817/ EQ 802. I apped a few days later for the Freedom and Chase double pulled EX/TU, myFico TU 776 (one account randomly comes and goes). I apped for the Hyatt 2 weeks ago and Chase double pulled EX/EQ myFico EX 767 / EQ 755.

 

My highest CL at the time of CSP was $10K, approved for $10K. Freedom approved for $13K. Hyatt was just approved for $10K.

 

I had a bit of a history with Chase in the past, so that may or may not warrant double pulls... I have no idea. But my scores, low util, no baddies, good size CLs, didn't seem to make a difference and still cost me 2 HP per app w/Chase.

 

Hope ths helps


Thanks for the info. Definitely helps. if a 800+ FICO can stll get double pulls, I assume it's their policy...puts them almost up there with Capital One triple pulls.. 

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Re: Scores for Chase Sapphire Preferred?

I think you have a really good chance of getting the card, I honestly thought I didn't stand one since I had so many INQs on my EX report but I got it. I hope it's only one pull for you, they just pulled EX for me and then used the same pull for my Marriott card the next week. I live in Austin, TX. 

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 10k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.9k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.75k | +3 Cards
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Re: Scores for Chase Sapphire Preferred?

[ Edited ]

Vegas247 wrote:

Im in Portland and Chase double pulled my TU and EX for my recent Freedom Card

 

Im jealous of your Freedom limit....howd you get it so high?

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Re: Scores for Chase Sapphire Preferred?

[ Edited ]

The same pull for 2 different cards? Wowzers! Lol. Did you directly call recon for that? Lol! Might as well do the same and app for the Chase United Explorer at the same time! 

 

I have never heard of the same pull for a second line of credit. The closest thing I've read is AMEX Charge to revolver

 


One7 wrote:

I think you have a really good chance of getting the card, I honestly thought I didn't stand one since I had so many INQs on my EX report but I got it. I hope it's only one pull for you, they just pulled EX for me and then used the same pull for my Marriott card the next week. I live in Austin, TX. 




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Re: Scores for Chase Sapphire Preferred?


Shock wrote:

Vegas247 wrote:

Im in Portland and Chase double pulled my TU and EX for my recent Freedom Card

 

Im jealous of your Freedom limit....howd you get it so high?


Yeah, I still cant believe it , that its 11k and I had 2 charge offs with Chase back in 2006 and never paid them....my TU was sitting at 782....with 3 paid mortgages in full....maybe the perfectly paid mortgages helped with other perfect closed accounts and a 92 k income.....still surprised me...before I apped, I asked the Chase csr if I get denied, if he could recon and at least match my 3500 Barclay cl.....I submitted and instant approval for 11k...The Chase CSR just started laughing when I told him I was approved for 11k....

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $20k Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
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Re: Scores for Chase Sapphire Preferred?

Vegas247 wrote:

Im in Portland and Chase double pulled my TU and EX for my recent Freedom Card

 

.............

oh that is interesting...for me also Portland but double pull on EX and EQ. But constantly double pulls for anything even when score is >800 ...for me Chase is worse than Cap1 in terms of pulls and CLIs :smileysad:

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Re: Scores for Chase Sapphire Preferred?

[ Edited ]

Yeah I was just as surprised as you are! I think i was pretty lucky though, others said they did the same for them and others said they got a second pull so i guess ymmv. Vegas I'm also jealous of your signature freedom....

 

Edit: No call, I applied both times online

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 10k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.9k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.75k | +3 Cards
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Re: Scores for Chase Sapphire Preferred?


One7 wrote:

Yeah I was just as surprised as you are! I think i was pretty lucky though, others said they did the same for them and others said they got a second pull so i guess ymmv. Vegas I'm also jealous of your signature freedom....

 

Edit: No call, I applied both times online


Lol One7..... I don't even know what to spend my Chase freedom on, my Barclay pays all my utilities.....I have 11k on my Freedom, and  I am trying not to eat at restaurants too much to save as much as I can for a new house next year....houses in Portland Or are overpriced......I ll have to spend at least 425 k for something that's half decent....

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $20k Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
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Re: Scores for Chase Sapphire Preferred?

Wow! That IS steep! I hope you get a great house :smileyhappy: good luck. I also use my Barclays for utilities and try my best to spread love to my other cards. OP what do you think you are going to do? Apply or wait a bit?

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 10k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.9k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.75k | +3 Cards
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