Reply
Frequent Contributor
Posts: 442
Registered: ‎11-17-2013
0

Re: Scores for Chase Sapphire Preferred?

I just got my Marriott card about 6 weeks ago and I only got a single pull on EX. I had my SWA cards since Nov '13 and have used it heavily. Not sure how much difference that makes, but my EX was 676 on approval. There definitely doesn't seem to be much of a pattern here.


 photo CashBackCards_Page_1_zpse840d151.jpg
Valued Contributor
Posts: 2,793
Registered: ‎07-24-2013
0

Re: Scores for Chase Sapphire Preferred?

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 10k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.9k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.75k | +3 Cards
Established Contributor
Posts: 758
Registered: ‎01-20-2014
0

Re: Scores for Chase Sapphire Preferred?


One7 wrote:

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!


I guess I shouldn't feel bad about my Hard Pulls. 2 for TU, 2 for EQ, 4 for EX

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $20k Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
Valued Contributor
Posts: 2,793
Registered: ‎07-24-2013
0

Re: Scores for Chase Sapphire Preferred?

Not at all! You're sitting really good with what you have. I completely rebuilt my scores from nothing last year, I had no CCs before February of last year and now I have many. But now I have every one I want or need so I'll be gardening for the next couple years. The only card I want is an Amex charge card but I'll be waiting for that one until Jan of next year, it'll be my last app for a couple years. Believe it or not Amex is ten of those 25 EX INQs!  They absolutely hate me... I have only one Amex out of all of them....

MyFico: EX 778 EQ 787 TU 792 Diners Club WEMC 15k Chase United Club Sig 15k | JP Morgan Ritz Carlton Sig 5k | Freedom Sig 5.4k | CSP Sig 5k | Marriott Premier Sig 6k Citi Exec AA WEMC 11k | TYP Sig 5k | Hilton Reserve Sig BofA Trav Rwds Sig 10k | Cash Rwds Sig 10k | Merrill+ Sig 10k Barclay Rwds WMC 5k | Hawaiian Air WEMC 10k | Aviator Red WMC 6k Amex PRG: NPSL | SPG 3k | Costco 1.2k WF Rwds Sig 9k | Propel World Amex 2.5k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k NASA 30k Discover It 2.9k | US Bank Plat 300 | Total Rwds Sig 9k | SG Rwds 9.3k | Walmart MC 6k | Lowe's 17k | Jared 7.6k | Kay 7.6k |McCoys 3k | J Deere 5k | Care Credit 7.6k | Home Depot 14k | Amazon 5k | PayPal SC 5k | Chevron 2.5k | Macy's 1.5k | J Crew 13.75k | +3 Cards
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.