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Frequent Contributor
Longroad
Posts: 442
Registered: ‎11-17-2013
0

Re: Scores for Chase Sapphire Preferred?

I just got my Marriott card about 6 weeks ago and I only got a single pull on EX. I had my SWA cards since Nov '13 and have used it heavily. Not sure how much difference that makes, but my EX was 676 on approval. There definitely doesn't seem to be much of a pattern here.

Valued Contributor
One7
Posts: 1,798
Registered: ‎07-24-2013
0

Re: Scores for Chase Sapphire Preferred?

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!

MyFico Current Scores: EX 758 EQ 787 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Diners Club WEMC 15k | Citi AA Exec WEMC 11k | BofA Trav Rwds Sig 10k | BofA Cash Rwds Sig 5k | Merrill+ Sig 5k | Hawaiian Air WEMC 7k | JP Morgan Ritz Carlton Sig 5k | Chase Frdm 5.4k | Chase CSP Sig 5k | Marriott Premier Sig 6k | Amex PRG: NPSL | Amex SPG 3k | Amex Costco 1.2k | Citi TYP Sig 5k | Barclay Rwds 5k | Total Rwds Sig 8k | Cap1 QS Visa 3k | SG Rwds 8k | GM WEMC 3k | Wlmart MC 4k | Discover It 1.4k | Dillards Amex 2k | NASA 30k | US Bank Plat 300 | Lowe's 5.5k | Jared 5.1k | Kay 5.1k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 2.3k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 5.6k | +4 Cards
Established Contributor
Vegas247
Posts: 672
Registered: ‎01-20-2014
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Re: Scores for Chase Sapphire Preferred?


One7 wrote:

For my Freedom card last year I only got HP'd once on my EX, then a couple months ago I only got HP'd once for my CSP. A week after that they used the same CSP HP for my Marriot Premier.  Chase has been pretty good to me. Just wish everyone didn't always pull my EX report! I have 1 HP on my TU, 3 on EQ, but 25 on EX!


I guess I shouldn't feel bad about my Hard Pulls. 2 for TU, 2 for EQ, 4 for EX

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $9000 Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
Valued Contributor
One7
Posts: 1,798
Registered: ‎07-24-2013
0

Re: Scores for Chase Sapphire Preferred?

Not at all! You're sitting really good with what you have. I completely rebuilt my scores from nothing last year, I had no CCs before February of last year and now I have many. But now I have every one I want or need so I'll be gardening for the next couple years. The only card I want is an Amex charge card but I'll be waiting for that one until Jan of next year, it'll be my last app for a couple years. Believe it or not Amex is ten of those 25 EX INQs!  They absolutely hate me... I have only one Amex out of all of them....

MyFico Current Scores: EX 758 EQ 787 TU 723 (All 3 starting scores were mid 500s 2/18/13 )
Diners Club WEMC 15k | Citi AA Exec WEMC 11k | BofA Trav Rwds Sig 10k | BofA Cash Rwds Sig 5k | Merrill+ Sig 5k | Hawaiian Air WEMC 7k | JP Morgan Ritz Carlton Sig 5k | Chase Frdm 5.4k | Chase CSP Sig 5k | Marriott Premier Sig 6k | Amex PRG: NPSL | Amex SPG 3k | Amex Costco 1.2k | Citi TYP Sig 5k | Barclay Rwds 5k | Total Rwds Sig 8k | Cap1 QS Visa 3k | SG Rwds 8k | GM WEMC 3k | Wlmart MC 4k | Discover It 1.4k | Dillards Amex 2k | NASA 30k | US Bank Plat 300 | Lowe's 5.5k | Jared 5.1k | Kay 5.1k | J Deere 5k | CareCredit 6.6k | Home Depot 14k | Amazon 2.3k | PayPal SC 4k | Chevron 1.8k | Macy's 1.5k | J Crew 5.6k | +4 Cards

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