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Sears CC

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oracles
Valued Contributor

Re: Sears CC

No problem Flipper and keep us updated
Message 11 of 18
iltph
Frequent Contributor

Re: Sears CC

I applied for Sears earlier tonight and got the 30 day notice. This is the last card that I want to get so I really hope I get it. Let us know how it went and I'll do the same when I receive a response. It's too bad they don't have anyway to check the status online.
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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 12 of 18
Anonymous
Not applicable

Re: Sears CC

I have the store card, not the Visa or MC or whatever it is. They hate me. I have a limit of $500. I've had the card since 1996, no lates, no love when I ask for limit increases. I use the card every 3-4 months and pay it off immediately. They don't like that at all.

 

My plan is to go to them if I ever need a large purchase (i.e. appliance) and get the "emergency" increase. I don't know how else to get love from them without charging constantly, which I don't need/want to do.

Message 13 of 18
iltph
Frequent Contributor

Re: Sears CC

Are you serious? That is ridiculous! I figured I'd just apply and if they gave me a low CL then I could just work on increasing it over the next year. I usually only buy Craftsman tools and lawn equipment and when I buy a house in another year I'm sure I'd want to buy Kenmore appliances. $500 won't go very far when needing to buy washer/dryer, refridgerator, lawn mower, etc. **bleep**.

 

I'm an AU on my parent's account, which was opened in 1972 and has a $12,000 CL. My address is different from theirs so I'm not sure if that would make a difference with their decision. 

Message Edited by iltph on 02-11-2009 12:20 AM
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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 14 of 18
Anonymous
Not applicable

Re: Sears CC

I don't know, I just hope you have better luck than I did/am having! I'll never close it, though. Oldest account with perfect history. Here's the REAL kicker, it's only reporting to Experian. I can't seem to get it to report on the other two. It used to, then one day, it didn't...

 

ETA: Check out my score history - you'll see that Experian is always higher - and the above is the reason why.

Message Edited by Shnapple on 02-10-2009 09:27 PM
Message 15 of 18
iltph
Frequent Contributor

Re: Sears CC

My dad added me to his account about two weeks ago. They're also just reporting to EX for me, but I figured that was just because they're the only ones who have my parents address on my CR.

 

I was looking forward to pulling my EX score one last time tomorrow since my Dad's 37 year old Sears account started reporting and I had one collection of $5,000 and a CO of $7,500 deleted. Then I just received a notification yesterday that RJM is reporting a colleciton for like $50 that isn't even mine! ugggghh 

-------------------------------------------
April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 16 of 18
iltph
Frequent Contributor

Re: Sears CC

I was denied. I have two COs, one due to fall off within 2 months and the other is over 5 years old. I also have a couple 30 day lates that are over 4 years old. My UTL is less than 1% ($330/$9500). I asked if they would recon, but they said no! *%$@ers!
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April 2009: TU 768
March 2009: EQ 671
February 2009: EQ 666
January 2009: TU 667 | EQ 620 | EX 669
December 2008: TU 651 | EQ 625 | EX 649
April 2008: TU 642 | EQ 636 | EX 635
November 2007: EQ 542


November 2006: EQ 501
Message 17 of 18
Anonymous
Not applicable

Re: Sears CC

I just bought something at Sears an hour ago, and the cashier wanted me to apply for the Sears card. I guess he was somehow surprised about the vehemence of my "NO!". I still had those damning reports from you guys in my head, I guess Smiley Very Happy.

 

Anyway, he said I'd get $50 off my $80 purchase. Always these carrots Smiley Wink.

Message 18 of 18
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