Sears CLD letter

[JediNeo]

Yesterday my partner received a letter stating their CL will be cut in half due to inactivity if not used by 11/14. We'll head over there to buy a shirt or something. Do we have to let the statement cut with a balance to avoid the CLD? Or can we PIF right after the transaction like we normally do?

[longtimelurker]

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@JediNeo wrote:

Yesterday my partner received a letter stating their CL will be cut in half due to inactivity if not used by 11/14. We'll head over there to buy a shirt or something. Do we have to let the statement cut with a balance to avoid the CLD? Or can we PIF right after the transaction like we normally do?

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Should be OK to PIF after the transaction.  Reporting is so that other issuers can see, Sears will know that you used the card

[JediNeo]

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@longtimelurker wrote:

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@JediNeo wrote:

Yesterday my partner received a letter stating their CL will be cut in half due to inactivity if not used by 11/14. We'll head over there to buy a shirt or something. Do we have to let the statement cut with a balance to avoid the CLD? Or can we PIF right after the transaction like we normally do?

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Should be OK to PIF after the transaction.  Reporting is so that other issuers can see, Sears will know that you used the card

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Awesome, thanks for the info.