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Valued Contributor
p-
Posts: 2,539
Registered: ‎06-05-2008

Sears Citi CLI procedure

DW has a lovely 250 dollar limit on her Sears card, with me as an AU.  We requested a CLI via email on the site today.  Has anyone here had luck getting that card raised?  What procedure did you use?

 

I hate to close it as it is helping our AAOA...  I'd rather keep it active but it's had to use at that limit.  

 

Anyone else get somewhere with these?

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Contributor
SpeedingWheels
Posts: 253
Registered: ‎08-06-2012

Re: Sears Citi CLI procedure

You could sneeze and spend $250 in Sears. 

Good luck with that request!


Walmart Discover ($5000) - Amazon ($5500) - Cap1 Cash Rewards ($2000) - Meijer ($5000) - Discover More ($1800) - Car Care One ($2100) - Amex Delta Skymiles ($2000) - Citi Thank You Preferred ($2000) - Chase Freedom ($500) - Sam's Club, GE ($1237?)
Contributor
SpiceIslander
Posts: 326
Registered: ‎02-01-2010

Re: Sears Citi CLI procedure

I've had one since 1996 that has been stuck at 750.00. Tried online and it was stuck in pending mode. I called to find out the status and they said they would HP. Got a whopping 100.00 increase. That was over a year ago. I never saw the HP on my credit report.

Meg.

FICO: 04/2014 - TU 765 | EQ ??? | EX 768

Amex BCP 12900 | Lowes 10,000 | LOC 9300 | Sallie Mae/Barclays World MC 9000 | FNBO 8900 | BOA Platinum+ 6000 | Citi Simplicity 5200 | Chase CSP 5000 | Achieva CU 4000 | Discover 4000 | Sam's Club 3000 | Sears 900
Established Contributor
LesWH
Posts: 608
Registered: ‎10-11-2012

Re: Sears Citi CLI procedure

I have a Sears Card through Citi that I have never used.  It has a $2,000 limit, but there really isn't anything in Sears that interests me.  I initially got the card to get a dishwasher, but found one cheaer elsewhere.  I've only had the card since September 2012.  Guess at some point I have to make a small purchase just to keep it active, but what is there in Sears worth buying????


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Valued Contributor
p-
Posts: 2,539
Registered: ‎06-05-2008

Update: Sears Citi CLI procedure

We received an email reply from customer service telling us how to find the luv button.  It gave a form to input increase requested, income, and mortgage payment.  We asked for 4,750 to put it at 5k.  

 

It asked for permission to check credit; we'll see if it's hard or soft.  Then thy gave a 7-10 day message.  Lovely.

 

As far as what to buy to keep it active; I'm pretty sure you can use them at K-mart too.  I see a blue Icee in my future.

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
colindidit
Posts: 665
Registered: ‎11-13-2012

Re: Sears Citi CLI procedure

Lol at the blue icee. My parents used to have these cards and hard very high limits. They used them to buy appliances. Closed them a long time ago still paying them off lol.. I wish someone would of added me as an AU on their card growing up .. My credit would probably be so much better right now.. At least the AAoA would be
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Contributor
Croselx
Posts: 138
Registered: ‎07-31-2012

Re: Sears Citi CLI procedure

For CLI you can do over the phone = HP. Can also request on the website, but it is another HP. I asked about auto-CLI after 6 months of on-time payments and was told to just wait, but that it wasn't common. I take their word on it seeing as my mom had a $3.3K limit since 2000, kept util low, never missed any payments and never got a CLI. They sure were quick to lower her limit in 2008 when she temporarily had high util (75%) and limit chased until she closed the card.

 

Since it isn't your card I would recommend to apply for your own card and add your wife as an AU. Higher chances of a high limit that way. Of course only do it if you really need to use the card for the special financing. Otherwise just do what p- is doing.. a blue Icee every few months doesn't sound so bad.

As of Feb: AAoA 1 year, 10 months
CK TU: 740; Wal-Mart TU FICO: 721
CS EX: 715
8 CCs, 15 total accounts.
Negs on report: 1 30 day late aged 3 years
5 inquiries

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