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02-12-2013 08:05 AM
DW has a lovely 250 dollar limit on her Sears card, with me as an AU. We requested a CLI via email on the site today. Has anyone here had luck getting that card raised? What procedure did you use?
I hate to close it as it is helping our AAOA... I'd rather keep it active but it's had to use at that limit.
Anyone else get somewhere with these?
02-12-2013 08:15 AM
You could sneeze and spend $250 in Sears.
Good luck with that request!
02-12-2013 08:18 AM
I've had one since 1996 that has been stuck at 750.00. Tried online and it was stuck in pending mode. I called to find out the status and they said they would HP. Got a whopping 100.00 increase. That was over a year ago. I never saw the HP on my credit report.
02-12-2013 08:40 AM
I have a Sears Card through Citi that I have never used. It has a $2,000 limit, but there really isn't anything in Sears that interests me. I initially got the card to get a dishwasher, but found one cheaer elsewhere. I've only had the card since September 2012. Guess at some point I have to make a small purchase just to keep it active, but what is there in Sears worth buying????
02-12-2013 09:07 AM
We received an email reply from customer service telling us how to find the luv button. It gave a form to input increase requested, income, and mortgage payment. We asked for 4,750 to put it at 5k.
It asked for permission to check credit; we'll see if it's hard or soft. Then thy gave a 7-10 day message. Lovely.
As far as what to buy to keep it active; I'm pretty sure you can use them at K-mart too. I see a blue Icee in my future.
02-12-2013 10:02 AM
02-12-2013 10:21 AM
For CLI you can do over the phone = HP. Can also request on the website, but it is another HP. I asked about auto-CLI after 6 months of on-time payments and was told to just wait, but that it wasn't common. I take their word on it seeing as my mom had a $3.3K limit since 2000, kept util low, never missed any payments and never got a CLI. They sure were quick to lower her limit in 2008 when she temporarily had high util (75%) and limit chased until she closed the card.
Since it isn't your card I would recommend to apply for your own card and add your wife as an AU. Higher chances of a high limit that way. Of course only do it if you really need to use the card for the special financing. Otherwise just do what p- is doing.. a blue Icee every few months doesn't sound so bad.