Sears Credit Card

[rockup55]

I opened a Sears account in 1977 and I closed the account in 2004.  Don't even remember why I closed the account at this point but it was in good standing when closed with no missed payments.  Back then I was not exposed to this forum.  My TU report still show it as a closed account.  My question is, if I was to go to Sears to have the account re-opened, would it help my account aging.  Would they back date it to 1977?

[Anonymous]

Hello, they wont backdate. it will be a new TL with a opened date whenever you app for it.

why the sears card. they are harsh on the customer service. 
( i deal with them daily) 

anyways gl

[bodybuilder510]

I could be wrong but I believe Amex is the only one that backdates. I haven't heard other banks doing that.

[Anonymous]

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@bodybuilder510 wrote:
I could be wrong but I believe Amex is the only one that backdates. I haven't heard other banks doing that.

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+2

[rockup55]

Thanks for the feedback.  I do not want a sears card.  I was only willing to do it if it would be backdated to improve my account aging.  The oldest open account on my report is 15 years but if I was able to get something back to 1977 it would be a nice aging boost. but I understand now that is not possible so I will not be re-applying for a Sears card.

[taxi818]

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@bodybuilder510 wrote:
I could be wrong but I believe Amex is the only one that backdates. I haven't heard other banks doing that.

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Not even amex backdates anymore. all new.

[Anonymous]

word up, i got about 2 weeks ago my bce and it was backdated! 

[taxi818]

The card can say whatever. It is not backdated in your credit report.

[taxi818]

So go check it out. You will see new tl. We've been harping on this since mid March. Here at my fico there is no doubt either.