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Frequent Contributor
elaine829
Posts: 273
Registered: ‎10-09-2007
0

Re: Sears Credit Card

Hi, make sure your utilization is down because when i applied just recently with a 680 equifax score which they pulled. They denied me because of my use of other revolving credit cards. I knew my utilization was high 28 percent but i thought i would get approve for at least something, but wasnt.
Senior Contributor
BungalowMo
Posts: 4,236
Registered: ‎05-01-2008
0

Re: Sears Credit Card


Kay_Cee wrote:

 No notice from Scorewatch yet and I'll pay the balance before the statement cuts.

 

EQ - 706

TU - 715

 


That's the important part!  Any interest you pay will likely zero out any employee discount you got.  :smileywink:



Starting Score: 07/2011 TU 732 - EQ 717 - EX 702
Current Score: 06/2014 TU 739 - EQ '08 709 - EX 721
Goal Score: 850

Bury me in the garden...last app 06.18.14

New Member
aaronedward
Posts: 4
Registered: ‎03-22-2013
0

Re: Sears Credit Card

[ Edited ]

yes,you are wright.If avoid to keep our credit score high, limit the number of credit cards if you apply for within a short period of time. "Every time you apply for new credit, that application shows up on your credit report, so you'll shoot yourself in the foot if you apply for a number of credit cards hoping to get one," Hardekopf says. The more cards you apply for, the more likely you are to be seen as a "credit seeker," a less-than-desirable label for someone who wants to maintain good credit. then You don't want to apply for credit that you don't need

 

Edit: removed HTML link, post fine otherwise.  --Rev

New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013
0

Re: Sears Credit Card

Krielli i had a bk with citi in it 6 yrs ago and got approved last yr with 9k and 10k

 

They pull equifax for Thank you card and Experian for Hilton reserve card

 

Oh and congrats to the poster on the recent approval

Citi Bank X2/ 29k-USAA Amex/Mastercard 24k-PP Mastercard 20k_
WMDiscover 20k-PenFed X2/15k
Current Fico/EQ-765
Garden Time Day- 10
Remaining Days-170
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HiLine
Posts: 2,880
Registered: ‎10-19-2012
0

Re: Sears Credit Card


danielodonoll wrote:

Krielli i had a bk with citi in it 6 yrs ago and got approved last yr with 9k and 10k

 

They pull equifax for Thank you card and Experian for Hilton reserve card

 

Oh and congrats to the poster on the recent approval


Congratulations!!! :smileyhappy:

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
0

Re: Sears Credit Card

[ Edited ]
Hey aaronedward!
Welcome to the forums! Just a friendly note: this thread is over 3 years old. :-). Might want to check the dates on threads when posting. I'm sure that these posters have already received their replacement cards because they have hit their expiration date for renewal.

Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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