Posts: 95
Registered: ‎02-10-2013

Sears Lease to Own no credit check program

I just so happened to see this new program that Sears have. Its a lease to own, with no credit check. No interest charges either. I didnt have time to ask anybody in the store a bout it but what I want to know is does this add a line of credit to your credit report? I would be interested on getting it on a small item just to add another positive tradeline. If anybody has any details on it please spill them
Frequent Contributor
Posts: 273
Registered: ‎02-08-2010

Re: Sears Lease to Own no credit check program

The program is handled by  Their site shows several retails that use them, but makes no mention of it reporting to the credit bureaus.

09/20/14 FICOs, EX 671, EQ 677, TU 701
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.