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Just received the email on my Sears MC acct. I've not known Citi to do this too often on their "retail side" . Usually it's for major purchases at Sears, but this one is strictly for a "single purchase $499 or more on a single receipt", outside of Sears or any of their affiliates. I've had the Sears Mastercard since January this year. Just thought I'd mention it if anyone else has the Sears MC, to look for emails.
Not sure if anyone else has noticed, but it seems to me that the CCC are really pushing financing and anything else for their cards to consumers heavier than normal this holiday season. Maybe because of the election, who knows.