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Sears Recon - Approved with $3000 limit

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Johnny_Favorite
Regular Contributor

Sears Recon - Approved with $3000 limit

Was not approved for sears last week and got the dreaded 30 day message. I waited patiently for the letter and thought it was going to say due to inquiries or too new of accts since I have done 6 or 7 apps in the past 30 days. Nope, it was for unable to verify residence. Went through 4 out of wallet questions and a "I'll be right back" and when the guy returned he approved me for a $3000 credit line, matching my Chase Freedom!!!

 

Very happy since I hear Sears is hard to get approved with. !!!




Message 1 of 10
9 REPLIES 9
Epcot
Valued Contributor

Re: Sears Recon - Approved with $3000 limit

Nice, Congrats on the approval!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 10
chnceit
Valued Contributor

Re: Sears Recon - Approved with $3000 limit


@Johnny_Favorite wrote:

Was not approved for sears last week and got the dreaded 30 day message. I waited patiently for the letter and thought it was going to say due to inquiries or too new of accts since I have done 6 or 7 apps in the past 30 days. Nope, it was for unable to verify residence. Went through 4 out of wallet questions and a "I'll be right back" and when the guy returned he approved me for a $3000 credit line, matching my Chase Freedom!!!

 

Very happy since I hear Sears is hard to get approved with. !!!


Congrats! I dont know how you could wait 30 days I would go crazy LOL. I go crazy when it the message is "we need to further review" LOL


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 3 of 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: Sears Recon - Approved with $3000 limit

@johnny by any chance was it the mastercard version because your limit is quite big.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 4 of 10
Johnny_Favorite
Regular Contributor

Re: Sears Recon - Approved with $3000 limit

I sure hope so bears and turtles. I didn't ask when I was on the phone. I'll update in a week when it comes in.




Message 5 of 10
BearsAndTurtlesRtheBest
Senior Contributor

Re: Sears Recon - Approved with $3000 limit

I mean your CL is quite something so it should be a MC. you can call and just give them you personal info. just to check.....Smiley Wink

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 6 of 10
qd
Regular Contributor

Re: Sears Recon - Approved with $3000 limit

Can you PM me the number you used for your Sears Recon?  Thanks.

Message 7 of 10
myjourney
Super Contributor

Re: Sears Recon - Approved with $3000 limit

This is why you always recon 

Congrats OP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 10
mikey4833
Valued Member

Re: Sears Recon - Approved with $3000 limit

Congratulations to your approval. I about had a heart attack when they approved me in store for Sears Platinum Master Card from Citi $4,000 limit... I went there in Jan of this year because my mom got approved for the secondary back up card the Cap 1/ HSBC version which they don't have anymore if you got declined for the Citi version. I have a Chap 7 Bk from July 2009 and I filed BK on a regular Sears card for $600 back then... I had 23 inquiries as well I have no idea how in the world I got that card.  $4,000 limit $250 cash limit then they dropped the cash line to $50 lol. I got spooked that they were decreasing my entire limit they told me they did that to every one who has a Sears MC is that true?


Starting Score: TU:599 EXP: 596 EQ: 595 Starting Year 2009
Current Score: TU:715 (685 FAKO) EXP:647 (673 FAKO) EQX: 637 (FAKO 615) - All on 04/24/13 In the garden until 05/2014 because too many inq and low AAoA 1.4 mo. My BK chap 7 will be 4 yrs old July 2013
Goal Score: 760+ across the board by next year July 2014 5 yrs after BK


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Message 9 of 10
Mike360
Frequent Contributor

Re: Sears Recon - Approved with $3000 limit

Actually Sears is pretty easy to get approved for. I know 6 years ago they gave me a card with a $3K starting limit with less than a year history. My only other card at the time was a capital one with $500 limit. Good thing I can use it @ Kmart cause my Sears closed down a year ago. Tried to PC this card with no success.

Message 10 of 10
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