Got my account last week, charged on it in 1 day to limit and then went online and made payment for entire credit line and balance ELECTRONIC funds transfer. They have now placed those funds on a 14 day hold.
Someone talk me out of closing this worthless card and getting my annual fee back
I'm just kicking myself mad that I even opened such a card with such a bank
it's very subprime.
the purpose wasn't to max the account out but I spend more than $300 a day living! I figured since they took the money from my bank account it would avoid holds because they have cash in hand, but they say federal law allows me to dispute payments from your bank account up to 14 days so that's why the hold. They say as they get to "know me" the holds might become shorter or less frequent but they can if they want to
I don't know why I do this stuff to myself... I have good cards, all of them!
I just don't carry anything "good" because I tend to overspend... I just want one card with like $2500 limit that gives me rewards and I can't get into trouble with... had that with my Bank of America until they closed it on me.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
