If you want the Mastercard, you will need to apply for that in store, if you want a credit limit increase you will need to call in for one or you can request it online, I have saw mixed reports on here about a soft and hard pulls regarding the Sears card, so I cant really tell you which it would be for certain 
Why hasnt she asked for a CLI? My mom and dad have the Sears Mastercard and have gone from $4000 to $8000 and $2,100 to $4000 Its a SP. Unlike annoying Best Buy.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
@p- wrote:
@BearsAndTurtlesRtheBest wrote:Why hasnt she asked for a CLI? My mom and dad have the Sears Mastercard and have gone from $4000 to $8000 and $2,100 to $4000 Its a SP. Unlike annoying Best Buy.
Interesting. When I talked to the phone rep, they said it would be a hard pull so I declined. That was a while ago, though, so they may be doing it differently now... or perhaps the store card is different. The last thing we're going to do is apply for a Sears branded Mastercard... We're both pretty happy with the number and type of cards we have right now and are gardening. The only value it would have to us is if it was a PC to a MC with the old history and no inquiry. Then we could push some spending through it and get the limit up.
How long ago did you get the auto PC?
I just called in last week to find out what the process is for a CLI. The nice rep told me they actually do their own internal review twice a year. The first being around April/May and the second being around Sep/Oct of each year. They soft pull your current credit situation and in addition to that they see how much you've spent with them, on time payments, etc. At that point they either give you a auto CLI or not based upon all that info. The MasterCard CC is definitely a HP when you apply in store. BTW, Have any of guys ever tried Sears Outlet?? It's incredible. Got my my badass fridge that was usually around 2K for only $800 because it had a scratch on the side that no one can see. Awesome deal! I'll be getting my washer/dryer combo later this summer too.
@p- wrote:
@BearsAndTurtlesRtheBest wrote:Why hasnt she asked for a CLI? My mom and dad have the Sears Mastercard and have gone from $4000 to $8000 and $2,100 to $4000 Its a SP. Unlike annoying Best Buy.
Interesting. When I talked to the phone rep, they said it would be a hard pull so I declined. That was a while ago, though, so they may be doing it differently now... or perhaps the store card is different. The last thing we're going to do is apply for a Sears branded Mastercard... We're both pretty happy with the number and type of cards we have right now and are gardening. The only value it would have to us is if it was a PC to a MC with the old history and no inquiry. Then we could push some spending through it and get the limit up.
How long ago did you get the auto PC?
Ok yes not sure if its the same for the store card, but its a forsure with the MC they always request cli and are always a SP. My parents got the MC when they applied back in 2005 and 2008. The rewards arent that great compared to your current credit cards, (not missing out as you already may know), You could request a cli on a day you decide to step out of the garden for a card and go for the sears cli while your at it.
@hajew86 wrote:
@p- wrote:
@BearsAndTurtlesRtheBest wrote:Why hasnt she asked for a CLI? My mom and dad have the Sears Mastercard and have gone from $4000 to $8000 and $2,100 to $4000 Its a SP. Unlike annoying Best Buy.
Interesting. When I talked to the phone rep, they said it would be a hard pull so I declined. That was a while ago, though, so they may be doing it differently now... or perhaps the store card is different. The last thing we're going to do is apply for a Sears branded Mastercard... We're both pretty happy with the number and type of cards we have right now and are gardening. The only value it would have to us is if it was a PC to a MC with the old history and no inquiry. Then we could push some spending through it and get the limit up.
How long ago did you get the auto PC?
I just called in last week to find out what the process is for a CLI. The nice rep told me they actually do their own internal review twice a year. The first being around April/May and the second being around Sep/Oct of each year. They soft pull your current credit situation and in addition to that they see how much you've spent with them, on time payments, etc. At that point they either give you a auto CLI or not based upon all that info. The MasterCard CC is definitely a HP when you apply in store. BTW, Have any of guys ever tried Sears Outlet?? It's incredible. Got my my badass fridge that was usually around 2K for only $800 because it had a scratch on the side that no one can see. Awesome deal! I'll be getting my washer/dryer combo later this summer too.
The nearest sears outlet is pretty far from home and wow now that was a bargain!