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@Themanwhocan wrote:I've been able to get SP CLI's from US Bank by waiting at least 6 months between requests (per card) and requesting only a $1500 increase. In fact, I recently got $1500 increase on each of my Cash+ cards by filling this form out twice:
https://www2.usbank.com/cgi_w2/cfm/credit/usb_cards/manage/usb_card_chg_main.cfm?Page=Limit
My understanding is that requests for more than $1500 are always HP, but $1500 is usually a SP. I don't know if the recent PC would reset the 6 month clock.
Tried a $1,500 request from that link on the first Cash+ tonight. Will see what the result is after some time
Congrats!
@NRB525 wrote:
@Themanwhocan wrote:I've been able to get SP CLI's from US Bank by waiting at least 6 months between requests (per card) and requesting only a $1500 increase. In fact, I recently got $1500 increase on each of my Cash+ cards by filling this form out twice:
https://www2.usbank.com/cgi_w2/cfm/credit/usb_cards/manage/usb_card_chg_main.cfm?Page=Limit
My understanding is that requests for more than $1500 are always HP, but $1500 is usually a SP. I don't know if the recent PC would reset the 6 month clock.
Tried a $1,500 request from that link on the first Cash+ tonight. Will see what the result is after some time
I believe the US Bank automated phone system does tell you your credit cards limit, along with current balances and such. So thats faster feedback than waiting for your next monthly statement.
Then again, it could take them a few days to decide.
Checked tonight, still $12,500. Only 24 hours since the form was sent, however.
Got the denial letter on the first Cash+ CLI request, still at $12,500.
I got the replacement card for the Cash Rewards going to Cash+, and this Cash+ card has a chip, and a good redesign. It's more mirror coated, still blue, but now with an orange colored edge. It's a similar color contrast which Freedom and Discover use on their cards, Freedom blue and green, Discover (More anyway) grey and orange. This card was a regular VISA as a Cash Rewards, at $14k CL, and switched to VISA Signature with this card. It's still exactly the same card number, same expiration October 2015, and even the same three digit code on the back. The CL is now -- on the US Bank website, and I was able to get the Q3 2% and 5% categories selected today.