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Second Cash+ via PC from CashRewards

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Anonymous
Not applicable

Re: Second Cash+ via PC from CashRewards

Congrats!
Message 11 of 18
Bowzer
Frequent Contributor

Re: Second Cash+ via PC from CashRewards

Congrats! I just received a letter in the mail yesterday saying they had increased my cash rewards card by 1.5k. I never requested an increase as this card is useless to me and only sits in the SD with a netflix membership coming out of it every month. I hoping that I will receive another letter in 6 months or so and then I can request a PC to the Cash+
Message 12 of 18
NRB525
Super Contributor

Re: Second Cash+ via PC from CashRewards


@Themanwhocan wrote:

I've been able to get SP CLI's from US Bank by waiting at least 6 months between requests (per card) and requesting only a $1500 increase. In fact, I recently got $1500 increase on each of my Cash+ cards by filling this form out twice:

 

https://www2.usbank.com/cgi_w2/cfm/credit/usb_cards/manage/usb_card_chg_main.cfm?Page=Limit

 

My understanding is that requests for more than $1500 are always HP, but $1500 is usually a SP. I don't know if the recent PC would reset the 6 month clock.


Tried a $1,500 request from that link on the first Cash+ tonight. Will see what the result is after some time Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 13 of 18
Anonymous
Not applicable

Re: Second Cash+ via PC from CashRewards

Congrats!

Message 14 of 18
Anonymous
Not applicable

Re: Second Cash+ via PC from CashRewards

Now that is nice! Congrats
Message 15 of 18
Themanwhocan
Senior Contributor

Re: Second Cash+ via PC from CashRewards


@NRB525 wrote:

@Themanwhocan wrote:

I've been able to get SP CLI's from US Bank by waiting at least 6 months between requests (per card) and requesting only a $1500 increase. In fact, I recently got $1500 increase on each of my Cash+ cards by filling this form out twice:

 

https://www2.usbank.com/cgi_w2/cfm/credit/usb_cards/manage/usb_card_chg_main.cfm?Page=Limit

 

My understanding is that requests for more than $1500 are always HP, but $1500 is usually a SP. I don't know if the recent PC would reset the 6 month clock.


Tried a $1,500 request from that link on the first Cash+ tonight. Will see what the result is after some time Smiley Happy


I believe the US Bank automated phone system does tell you your credit cards limit, along with current balances and such. So thats faster feedback than waiting for your next monthly statement.

 

Then again, it could take them a few days to decide.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 16 of 18
NRB525
Super Contributor

Re: Second Cash+ via PC from CashRewards

Checked tonight, still $12,500. Only 24 hours since the form was sent, however.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 17 of 18
NRB525
Super Contributor

Re: Second Cash+ via PC from CashRewards

Got the denial letter on the first Cash+ CLI request, still at $12,500.

 

I got the replacement card for the Cash Rewards going to Cash+, and this Cash+ card has a chip, and a good redesign. It's more mirror coated, still blue, but now with an orange colored edge. It's a similar color contrast which Freedom and Discover use on their cards, Freedom blue and green, Discover (More anyway) grey and orange. This card was a regular VISA as a Cash Rewards, at $14k CL, and switched to VISA Signature with this card. It's still exactly the same card number, same expiration October 2015, and even the same three digit code on the back. The CL is now -- on the US Bank website, and I was able to get the Q3 2% and 5% categories selected today.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 18 of 18
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