Second card with Thin File/No Baddies

[joltdude]

The cu card seems to only be reporting on TU.  along with a reserve tradeline of 1000. And another Discover offer..  Still tempted to wait out for 6mo statement and app then but as someone stated,  I'm not sure if the cu card will report to the other 2 or if they use one preferred agency,  and update the others annually or quarterly 

And yes,  this is my only card,  along with a reserve line generating a score.  No loans or debt... 

[Creditaddict]

Id try the discover offer

[DantGwyrdd]

I'd go for Discover as well--they were my second CC so they approved me with a pretty thin file as well ($1000).

[joltdude]

Seeems that the CU finally updated the other two CRs... So now all three seem to have the information. ... But only one is calculating a score yet... Im thinking of applying for Discover after my statement closes... will prepay to drop util to 10%... .. Sitting on PIF untill statement cuts...

-J