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Secret To Being Approved For Amex

Regular Contributor

Secret To Being Approved For Amex

Hi guys. What the heck is the secret to getting an approval from AMEX? Recently I've been approved for; Chase Slate, Chase Freedom, & Discover IT but I can't break through to AMEX for whatever reason. I guess I need to garden what I have for 6 months or so?

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Message 1 of 8
7 REPLIES
Established Contributor

Re: Secret To Being Approved For Amex

Would be helpful to post a profile versus what cards you've been approved for.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 2 of 8
Super Contributor

Re: Secret To Being Approved For Amex

i've had just the opposite luck.  Amex has been very good to me considering my initial approval score (EX 640).  Discover won't touch me because of three paid charge off's from 2008.  Oh well, I'm happy to be in the Amex family though.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,068,050 What am I doing, I'm a credit millionaire. It ain't real.
Message 3 of 8
Super Contributor

Re: Secret To Being Approved For Amex

6 months of gardening should do the trick

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 8
Senior Contributor

Re: Secret To Being Approved For Amex

Gardening almost ALWAYS does the trick! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 8
Senior Contributor

Re: Secret To Being Approved For Amex

So get your hoess and get to trickin'... I meaning gardenin' lmao
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 8
Frequent Contributor

Re: Secret To Being Approved For Amex

my in was a charge, the fabled zync card, i got it early rebuild my scores were prob between 620-650 when i was around 680 i got approved for the BCE the nice thing is the back dating.

Amx BCE-15k,Amx Zync-NSPL
Barclay's Mastercard-10.5k
Credit Union Visa-1k
Discover-19k, Khols-2k
Message 7 of 8
Highlighted
Moderator

Re: Secret To Being Approved For Amex


phillyguy12 wrote:

my in was a charge, the fabled zync card, i got it early rebuild my scores were prob between 620-650 when i was around 680 i got approved for the BCE the nice thing is the back dating.


Same here.  Charge (PRG) was my foot back in the door with Amex.  Delta and BCE both approved about 7 months from having a charger.

Message 8 of 8