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Regular Contributor
Posts: 164
Registered: ‎10-09-2013
0

Secret To Being Approved For Amex

Hi guys. What the heck is the secret to getting an approval from AMEX? Recently I've been approved for; Chase Slate, Chase Freedom, & Discover IT but I can't break through to AMEX for whatever reason. I guess I need to garden what I have for 6 months or so?

**10/31/13
EX-650
EQ-660
TU-660
GOAL: 750 ACROSS THE BOARD
Last App: 10/13
Gardening Until: 4/14 (At least)
Established Contributor
Posts: 540
Registered: ‎10-22-2012
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Re: Secret To Being Approved For Amex

Would be helpful to post a profile versus what cards you've been approved for.

Capital One Quicksilver- $5,000 (Thanks Cap1 Executive Office <3) | Chase Freedom - $7,100 | Chase Amazon -$1,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 (I know what an odd limit) | Fidelity Amex -$10,000 | Sallie Mae- $10,000 | Walmart $15,000 | DCU Platinum $12,000 | Discover IT - $7,500 | Amex EveryDay - $10,000  | Citi DoubleCash - $15,000

Valued Contributor
Posts: 2,732
Registered: ‎09-11-2013
0

Re: Secret To Being Approved For Amex

i've had just the opposite luck.  Amex has been very good to me considering my initial approval score (EX 640).  Discover won't touch me because of three paid charge off's from 2008.  Oh well, I'm happy to be in the Amex family though.

EX FICO 698 EQ FICO 654 TU FICO 707
Total Credit Limits: $407,190 (July 2013 starting credit limits totaled $2,700) - current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(24.6k), Barclays(12k), Capital One (46k), Chase(10k), CITI(5k), Diners Club(30k), Discover(16.5k), 5/3(18k), Equality Visa(4k), FIA Amex(35k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Rakuten Mastercard(2k), Synchrony(46k), USAA(42k), US Bank(5k), and Wells Fargo(37.5k).
Community Leader
Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
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Re: Secret To Being Approved For Amex

6 months of gardening should do the trick

+ Chase ink =




Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
0

Re: Secret To Being Approved For Amex

Gardening almost ALWAYS does the trick! Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
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Re: Secret To Being Approved For Amex

So get your hoess and get to trickin'... I meaning gardenin' lmao
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 377
Registered: ‎03-16-2011
0

Re: Secret To Being Approved For Amex

my in was a charge, the fabled zync card, i got it early rebuild my scores were prob between 620-650 when i was around 680 i got approved for the BCE the nice thing is the back dating.


Amx BCE-12000,Amx Zync-NSPL
Barclay's Mastercard-8100
Credit Union Visa-1200
Discover-7900, Khols-1000
Community Leader
Super Contributor
Posts: 7,306
Registered: ‎09-22-2012
0

Re: Secret To Being Approved For Amex


phillyguy12 wrote:

my in was a charge, the fabled zync card, i got it early rebuild my scores were prob between 620-650 when i was around 680 i got approved for the BCE the nice thing is the back dating.


Same here.  Charge (PRG) was my foot back in the door with Amex.  Delta and BCE both approved about 7 months from having a charger.

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