@Kable wrote:
I want to keep my utilization at 7 percent. I got this message:
Your payment due date is February 28, 2011, and your billing cycle date
is February 3, 2011. You can make a payment at any time prior to your
payment due date. You can change your payment due date at any time to
be more convenient for you
So this mean I need to have my bill paid by ?? to keep my utilization at 7 percent?
Pay today, since your statement is due to drop tomorrow. I don't know if Cap One credits immediately, but if they do, that will do the trick. Pay attention to the pop-up box when you pay online. It might say something like "Your account is credited immediately. However, it might take several days for the new balance to show, and for the payment amount to appear on your bank statement." Or whatever.
If they credit immediately, don't sweat any delay in seeing the new numbers show up. That's very common.
No idea what your balance is or CL, so you'll have to figure how much to pay.
Out of curiosity, why are you trying to have it report 7%? (as opposed to 1% or 0% or 9% or whatever)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
