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Secured Card Advice.

Regular Contributor

Re: Secured Card Advice.

Do I need to bank with BoA if I submit an application for their unsecured card ? I don't want a hard pull on my CR if I start applying for these cards...



CURRENT TLS:

AMAZON $2K/ WALMART $2K /DCU $3K DELTA AMEX $1K
DISCOVER $1.2K/ PAYPALEXT $2K /COSTCOTU $1.2K

UPDATED 8/1
EQ
8/1/13 EQ 694 - (myfico) -
7/26/13 EQ 694 - (DCU)
9/10 EQ 701 - (myfico)

EX
9/8 - EX 707 (usaa/EX)

TU
6/18 TU 690 (myfico)
7/2 TU 694 (Walmart)
8/8 TU 676 (Walmart)
9/6 TU 676 (Walmart)
Message 11 of 13
Highlighted
Frequent Contributor

Re: Secured Card Advice.


yomellamoFICO2013 wrote:

Do I need to bank with BoA if I submit an application for their unsecured card ? I don't want a hard pull on my CR if I start applying for these cards...


It was a HP for me, even having a banking relationship with them. I received another HP when I graduated but I called when I get the alert and they removed it. I believe there is already a recent thread for secured cards that don't HP though...

Start: Nov'12 EQ 699/EX 685/TU 696 / Current: April''14 EQ 715/EX 709/TU 709 * Goal 750+


Message 12 of 13
Established Member

Re: Secured Card Advice.

With that score you may be able to get a cap 1 unsecured platinum or cash rewards card.
Message 13 of 13