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Secured Card to Unsecured? Citi Double Cash or Citi Diamond Preferred?

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Anonymous
Not applicable

Secured Card to Unsecured? Citi Double Cash or Citi Diamond Preferred?

Hey fico family. I got 2 questions

 

Question 1: If my secured card were to "graduate' and or turn into a unsecured card, would I still keep the date the secured card was made and keep the age on it in my credit reports?

 

Question 2: Do you guys prefer the Citi Double Cash or Citi Diamond Preferred? Just overall opinions. If you had to choose between these 2.

 

Thanks again.

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Secured Card to Unsecured? Citi Double Cash or Citi Diamond Preferred?

Please do not get the diamond preferred.  There are basically no rewards on it; meanwhile, the double cash is one of the pack leaders for daily-use rewards cards.  Get the Double Cash if you can.

Message 2 of 3
lg8302ch
Senior Contributor

Re: Secured Card to Unsecured? Citi Double Cash or Citi Diamond Preferred?

My votes go  to  the Double Cash as well. I just PCd my AAdvantage card to the DC and wait for this card to arrive.  This card saves me the app for Fidelity Amex 😉

Message 3 of 3
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