04-25-2013 01:22 PM
As asked in the title, is this possible? I have debit card with money in it but i have heard that car rentals dont take that and I need a card. Will a secured card with 650 availablility work with enterprise or someone similar? I need to visit a city in another state and wanted to know if this was possible.
04-25-2013 01:25 PM
Call the car rental place that you'd like to use and ask them.
Some of them DO take debit cards...
04-25-2013 01:26 PM
It should be fine. I wouldn't mention it being a secured card, there's no way for them to know it is. Generally enterprise authorizes $300 on a card up front.
04-25-2013 01:26 PM
As long as it's a true secured card and not a prepaid card you will be fine. Most companies will only hold the estimated total if you are using a credit card. Specifically, I've rented through Hertz and Budget using cards with less availability than that.
04-25-2013 01:27 PM
Further, I've used a debit card with Budget, but they will hold $500 or the rental rate, whichever is greater. This can vary by location...
04-25-2013 01:31 PM
Thanks for the reply guys. The reason I asked was I was looking through online deals and they have clearly mentioned that it has to be a credit card. I dont have an option to talk to anyone at the enterprise. It said, book now, and show ur credit card and details at pick up. If they placed a hold of greater than 650, I would be in trouble. I did not want any surprises as such when I did land. I dont know, I guess I will wait and see and if it works I will update this post for others.
04-25-2013 01:39 PM
Are you over 25? That is the only other snag I could see....Some agencies won't rent under 25 at all and others have large surchages for drivers under 25.
04-25-2013 02:05 PM
Actually Enterprise in my local area will rent with a debit card. They just require a proof of residence (such as a utility bill) and two references. I'm not sure what the hold amount is. I know that they only held $300.00 on my CC for a week long rental that was to be about $250.00 with no extra fees.
04-25-2013 02:06 PM
I did rent with a secured CC from different providers. As long as your limit is sufficient, all is good.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO