cancel
Showing results for 
Search instead for 
Did you mean: 

Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

New Member

Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Hi,

 

As asked in the title, is this possible? I have debit card with money in it but i have heard that car rentals dont take that and I need a card. Will a secured card with 650 availablility work with enterprise or someone similar? I need to visit a city in another state and wanted to know if this was possible.

 

Thanks

 

 

Message 1 of 13
12 REPLIES
Senior Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Call the car rental place that you'd like to use and ask them.

 

Some of them DO take debit cards...


Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
04/01/18 Fico8 scores: EX 637, EQ 630, TU 644 ow!
Message 2 of 13
Frequent Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

It should be fine.  I wouldn't mention it being a secured card, there's no way for them to know it is.  Generally enterprise authorizes $300 on a card up front.  

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton $12,000, Discover It $16,000, Citi Hilton $16,200, Citi TYP $14,400, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $10,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000, Cap One Cash $2500,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 3 of 13
New Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

As long as it's a true secured card and not a prepaid card you will be fine.  Most companies will only hold the estimated total if you are using a credit card.  Specifically, I've rented through Hertz and Budget using cards with less availability than that. 

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 4 of 13
New Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Further, I've used a debit card with Budget, but they will hold $500 or the rental rate, whichever is greater.  This can vary by location...

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 5 of 13
New Member

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Thanks for the reply guys. The reason I asked was I was looking through online deals and they have clearly mentioned that it has to be a credit card.  I dont have an option to talk to anyone at the enterprise. It said, book now, and show ur credit card and details at pick up. If they placed a hold of greater than 650, I would be in trouble. I did not want any surprises as such when I did land. I dont know, I guess I will wait and see and if it works I will update this post for others.

Message 6 of 13
New Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Are you over 25?  That is the only other snag I could see....Some agencies won't rent under 25 at all and others have large surchages for drivers under 25.

Experian - 728 | Transunion - 708 | Equifax - 701

NFCU cRewards - $22,000 | NCFU MC - $22,000 | Lowes - $10,000 | DCU Plat Visa - $7,500 | Navcheck - $7,500 | Chase Freedom - $6,000 | Ashley Furniture - $4,800 | Discover IT - $4,500 | Amex BCP - $1,000 | Cap1 QS - $850 | Cap 1 Plat - $700
Message 7 of 13
New Member

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

I am over 25. I also have my own comp + collision insurance. Fingers crossed!

Message 8 of 13
Valued Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

Actually Enterprise in my local area will rent with a debit card. They just require a proof of residence (such as a utility bill) and two references. I'm not sure what the hold amount is. I know that they only held $300.00 on my CC for a week long rental that was to be about $250.00 with no extra fees.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


Take the FICO Fitness Challenge

Message 9 of 13
Established Contributor

Re: Secured Card with 650 Available credit. Can I rent a small car for 2 days with this card?

I did rent with a secured CC from different providers. As long as your limit is sufficient, all is good.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 10 of 13