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Secured Cards

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LS2982
Mega Contributor

Re: Secured Cards


@haulingthescoreup wrote:

Some show on your reports as secured; some do not.

 

FWIW, it's not that big a deal, or shouldn't be. (Easy for me to say, I know.) Plenty of people have to have a secured card, often for something as simple as not really having any other credit, and therefore having to start somewhere.

 

And you didn't ask this, but for anyone else wondering, secured vs non-secured has no impact on FICO scores.


+1




EQ FICO 548 3/3/16
Message 11 of 12
Repo-ed
Senior Contributor

Re: Secured Cards

Good to know, thanks as always.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 12 of 12
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