Secured Citi card to Unsecured..

[Anonymous]

Also would like to mention,they only pulled TU for me.Whats another funny thing is,the guy who does the credit card stuff at my local branch preached to me how I needed to have a 680 or better fico score before it matured,otherwise they wouldnt graduate my card.Well,according to fico I have a 609 credit score,as for the specific formula for credit cards,fico scores me at 621.

[Anonymous]

if tha'ts the case then i'm assuming they applied you for an unsecured card? or if not then, do you lose the history on the account?  i would hope that you don't lose your AAoA.

[Anonymous]

I dont believe any history is lost after the switch,rather,only the type of card is being updated(reporting as secured/unsecured),along with the credit limit,which I would assume will be super low lol.