No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I have a secured cc with a $500 limit. I have been able to address my financial problems and most items will come off in the next 6 months. My question is the $500 limit viewed as too low or should I consider increasing it to 1000 or maybe 1500. I do not want to apply for unsecured as it will be an inquiry.Transunion 719 equifax 696
@Anonymous wrote:I have a secured cc with a $500 limit. I have been able to address my financial problems and most items will come off in the next 6 months. My question is the $500 limit viewed as too low or should I consider increasing it to 1000 or maybe 1500. I do not want to apply for unsecured as it will be an inquiry.Transunion 719 equifax 696
IMO, a larger deposit and CL is helpful for several reasons. You have more flexibility in spending, and it is easier to control utilization percentage. It may help you get larger CL when you apply for unsecured credit in the future.