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Secured and AU for the same bank/CC......

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cgreer72
Regular Contributor

Secured and AU for the same bank/CC......

Im in the process of trying to rebuild my credit. To do so I have applied for a secured CC with Citibank. I also asked my father to add me as an AU on one of his cards. He just emailed me and told me he added me to his Citibank card. So Im wondering if it is going to be an issue on my CR that I have a SCC and that Im also an AU for the same bank/CC. Should I apply for a SCC with another bank? 

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vish1
Valued Contributor

Re: Secured and AU for the same bank/CC......

IMO you should be fine...

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
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Wolf3
Senior Contributor

Re: Secured and AU for the same bank/CC......

IMO,  It is better to have one secured card with a larger limit. rather than split the available funds across 2 cards.    

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