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Great blog btw. Gonna follow.
Not sure how close you are to graduating and getting a job but a 759 is pretty nice. If you don't NEED another credit card don't get one. Finish school. Get a job. Get established then the doors to some pretty prime lenders will be open... as long as you don't do anything to lower that score! I bet there are countless people here (myself included) that wished we had a score like that right out of school.
im actually in my first year of college, about to be in my second year. i started late by a year. im gonna be majoring in accounting. im looking to get a job this fall though. so i might wait until fall to get my second card instead.
yeah, ive been thinking of BoA for my second card. do i need to be banking with them before i get a credit card?
@h0t0ny wrote:yeah, ive been thinking of BoA for my second card. do i need to be banking with them before i get a credit card?
no you dont. I have 2 credit cards with them (one secured, one unsecured) and dont have either a savings/checking with them.
sounds like BoA will have my business for my second credit card then. i really want an Amex card. LOL. hmmm, should i wait for that or have it as my 3rd. choices choices.
@h0t0ny wrote:sounds like BoA will have my business for my second credit card then. i really want an Amex card. LOL. hmmm, should i wait for that or have it as my 3rd. choices choices.
you definitely wanna wait until you have proof of income to get in with AMEX...they may do a "financial review" on you which will require you to send them proof of income and even your taxes.