11-14-2012 05:16 PM
I don't know of Bank of America ever publicized this card. I applied through a personal banker. I had no idea at the time it was such a good deal.
11-14-2012 06:53 PM
I was approval for BOA 10k CL(secured card) hopefully I can change to unsecured credit card after 1 year .. I have money. But couple year ago I don't know what is credit. I mess my credit just because 4k credit card.i live in USA for couple months then go back my country for couple months and forgot about credit card bill.When I remember it, too late it charge off. I called them asked for remove charge off, they told me NO,after that I went back my country again, when I come back USA I saw collection. Oh well just left it. I think well I got money so whateh when I start my business,gold land lord he won't let me lease the space because my credit is bad. I try to call them asked them if I can pay double or triple Just for remove it out my credit report, thay said NO.who say money is power is stupid. I got 5m in my bank. I showed for land lore he still said NO.sorry my English is not good
11-14-2012 08:08 PM - edited 11-14-2012 08:08 PM
Lol at the 50k+ credit lines. Give me 40k for a year and I can show you a better way to build your credit. After 1 year I wil return your 40k. Win-win.
+1 for BofA Bankamericard Travel Rewards secured card being the best of its kind. The upper limit for the credit line is 10k. The card is reported as a secured card, which is not as valuable as an unsecured card with the same credit limit from a prime lender when you apply for a card and get your application manually reviewed.
That's news to me, I didn't know that BOFA had their Travel Rewards available on their secured card? I had only heard of the 1-2-3. You're absolutely right though about it's not being publicized, not sure why the 1-2-3 rewards (or even better the Travel ones if that works for you) make it the best secured product around.
Their website last I checked actually says something like $4999, but I recently had a 5K secured card through them (post their listed limit on their website) so I know it's not entirely accurate.
@bahbahd: the only secured card I know that will go up to 50K is the SDFCU (State Department) and actually I think it tops out at 100K; comes with a EMV chip too which is the only secured card I'm aware of which does that if you travel in Europe at all. I looked into it when there was a good chance of my being sent to the UK but while the project got killed, it did look like a good card. +1 to Crashem for that information originally.
11-14-2012 08:28 PM
11-14-2012 08:34 PM
Oops, I wanted to say 'Cash Rewards'. Sorry. I don't know if their Travel Rewards card also a secured version. Never seen and never asked.
11-15-2012 08:18 AM
I have a USAA AmEx secured card and it doesn't report as secured. Looks just like any other credit card when you review my credit reports.
11-15-2012 08:51 AM
USAA you have to have family member of military to joint these member